J 3 Insurance in Cloquet, MN

The J 3 Insurance in Cloquet, MN provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  J 3 Insurance is committed to finding Cloquet drivers affordable coverage and available policy discounts, while also delivering superior customer service. That's why we've chosen to partner with Nationwide. The advantages begin with great coverage at a great price, but many Cloquet drivers find ways to improve their policy year after year. From the Vanishing Deductible® program to free policy evaluations, get a better auto insurance experience with J 3 Insurance.
  
  J 3 Insurance will help identify and eliminate any gaps in your coverage. Our agents also work hard to eliminate any gaps in customer service. See the local Cloquet network of qualified car repair shops. Learn about the extra peace of mind that comes with being able to securely monitor car repairs through Nationwide's AutoWatch® program.
  
  J 3 Insurance can answer any questions Cloquet drivers have about claim limits, policy options, or specific types of vehicles and household drivers. Don't get overwhelmed by the complexities of auto insurance. Call us at (218) 384-4236, and make your choices quickly and confidently with one of our knowledgeable agents. You can also set up a time to talk in our office. You'll find J 3 Insurance at 900 Highway 33 S.

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• Home Insurance

  Owning a home can be exciting, but it also comes with additional responsibility. Making sure you are adequately protected against unplanned loss such as theft or natural disasters is an important part of being a home owner. J 3 Insurance in Cloquet has a variety of options to help protect your home and personal belongings in the aftermath of an unexpected incident. Some of the coverage types that we offer include replacement cost plus, sewer backup, Brand New Belongings®, Valuables Plus®, and personal liability. We understand that insurance needs vary from one person to another, so we will help you customize a plan to meet your specific situation.
  
  Understanding your policy is also important so that you know exactly what is covered. Along with figuring out the best protection for you, J 3 Insurance will also go over your covered losses, deductible, coverage limits, and any other pertinent information. Our personal touch also continues once you are a member. We will walk you through the claims process if you ever need it and do what we can to help get your life back to normal as quickly as possible.
  
  Contact J 3 Insurance to discuss your home insurance solutions as well as any money saving discounts that you may be qualified for. You can schedule an appointment for a complimentary consultation at our office, conveniently located at 900 Highway 33 S. You can also give us a call at (218) 384-4236 to speak with a qualified agent and either sign up for a policy over the phone or ask any questions you may have.

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• Life Insurance

  Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.
  
  At J 3 Insurance, we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.
  
  We work with Nationwide to provide friendly service and diverse coverage options to customers in Cloquet. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.
  
  There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, J 3 Insurance can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.
  
  If you are ready to learn coverage options, contact one of our agents at (218) 384-4236 to discuss them over the phone. You can also make an appointment or visit our office at 900 Highway 33 S to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.
  
  
  LAW-0240AO (05/18)

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• Business Insurance

  Owning your own business can be exciting and challenging at the same time. Making sure that your assets are properly protected is an important part of being a responsible and successful business owner, and we at J 3 Insurance in Cloquet can help you determine the types of coverage that you need. We know that every company has its own risks, and we make it simple by offering coverage that is specific to each industry such as retail, professional, auto service, food and beverage, contracting, distributing, and specialized services. You can also add on additional solutions for your specific risk strategies.
  
  Some business owners choose our business owners policy (BOP), which is a convenient package that includes general liability coverage, property insurance, coverage against theft and fraud, income loss coverage due to an interruption, and more. If you choose this package, J 3 Insurance will sit down with you and ask specific questions so that the coverage is customized to your business. We will also help figure out if you need any other options to fill in coverage gaps so that you are adequately protected.
  
  As your business grows, we will be there to make recommendations on your policy whether it is to add additional coverage, change your limits, or increase your umbrella amounts. We will also help in the event that you need to file a claim. We can be reached at (218) 384-4236 to answer any of your questions or to sign up for a policy. You can also stop into our office, conveniently located at 900 Highway 33 S, during business hours to speak with one of our agents in person.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The J 3 Insurance also offers products in AZ. Please call for information on products in those states.