First State Agency in Lake Lillian, MN

The First State Agency in Lake Lillian, MN provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Auto insurance is not one-size-fits-all. For some Lake Lillian residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the First State Agency, we know how to customize a policy so that it meets the needs and priorities of your Lake Lillian household.
  
  As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Lake Lillian customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.
  
  Let the First State Agency take the stress out of buying auto insurance in Lake Lillian. Give us a call at (320) 664-4111 to talk about your coverage or to make an appointment with our office during business hours. We're located at 451 Lakeview St.

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• Home Insurance

  Every homeowner in Lake Lillian deserves to have the right kind of insurance coverage. These valuable policies provide peace of mind and valuable forms of protection for as long as you own your home. In the midst of all the unexpected things that can happen to a home, it is good to know that our First State Agency team are working hard to help you. By providing exceptional Nationwide coverage customized to the individual needs of homeowners like you, we can help ensure that your insurance is doing more to protect you.
  
  Personalized insurance solutions take into consideration the distinctive qualities of your home and property. Homeowners policies designed to suit everyone might leave out important property features, such as free-standing garages, that are unique to your situation. First State Agency can provide a fresh look at your existing coverage and your current coverage needs. This is a great way to make sure that you are not overpaying for insurance features that you do not need while still making sure that your entire home and property are receiving the right kind of protection.
  
  Helping people get more from their insurance is part of what we do. We are proud to be part of the Nationwide family of insurers. Filing claims and learning about your coverage is easier than ever thanks to Nationwide's extensive network or friendly agents. Lake Lillian homeowners and prospective homeowners can visit our office at 451 Lakeview St or speak with an agent by calling (320) 664-4111.

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• Business Insurance

  As a small business owner, you need to protect your investment. Separately purchasing each type of insurance you need can be costly and time-consuming, but there is a better option. A business owner's policy, also known as a BOP, from Nationwide combines some of the most important types of insurance into one easy-to-use policy.
  
  First State Agency can help you create a BOP plan to meet your specific needs. Choose from packages designed for auto service businesses, retail businesses, food service companies, service businesses, or office companies. We can even create a custom plan based on your company's specific needs. BOP plans traditionally include property damage, general liability insurance, and income loss coverage due to an interruption, but we can also offer cyber liability, hired and non-owned auto insurance, accounts receivable, and several other options for your business.
  
  You may be wondering why you should choose a policy through Nationwide and First State Agency. Simply put, Nationwide is the number one small business insurer in the country, having had the pleasure of protecting more than 500,000 small businesses in the United States. You will even receive an annual On Your Side® Review to make sure you still have the best protection available for your needs. To learn more, call us at (320) 664-4111 or stop by our offices on 451 Lakeview St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The First State Agency also offers products in MN, SD. Please call for information on products in those states.