Ray Smith Insurance Agency, Inc. in Maple Grove, MN

The Ray Smith Insurance Agency, Inc. in Maple Grove, MN provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Auto insurance is not one-size-fits-all. For some Maple Grove residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the Ray Smith Insurance Agency, Inc., we know how to customize a policy so that it meets the needs and priorities of your Maple Grove household.
  
  As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Maple Grove customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.
  
  Let the Ray Smith Insurance Agency, Inc. take the stress out of buying auto insurance in Maple Grove. Give us a call at (763) 259-0101 to talk about your coverage or to make an appointment with our office during business hours. We're located at 6900 Wedgwood Rd N.

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• Home Insurance

  Owning a home can be exciting, but it also comes with additional responsibility. Making sure you are adequately protected against unplanned loss such as theft or natural disasters is an important part of being a home owner. Ray Smith Insurance Agency, Inc. in Maple Grove has a variety of options to help protect your home and personal belongings in the aftermath of an unexpected incident. Some of the coverage types that we offer include replacement cost plus, sewer backup, Brand New Belongings®, Valuables Plus®, and personal liability. We understand that insurance needs vary from one person to another, so we will help you customize a plan to meet your specific situation.
  
  Understanding your policy is also important so that you know exactly what is covered. Along with figuring out the best protection for you, Ray Smith Insurance Agency, Inc. will also go over your covered losses, deductible, coverage limits, and any other pertinent information. Our personal touch also continues once you are a member. We will walk you through the claims process if you ever need it and do what we can to help get your life back to normal as quickly as possible.
  
  Contact Ray Smith Insurance Agency, Inc. to discuss your home insurance solutions as well as any money saving discounts that you may be qualified for. You can schedule an appointment for a complimentary consultation at our office, conveniently located at 6900 Wedgwood Rd N. You can also give us a call at (763) 259-0101 to speak with a qualified agent and either sign up for a policy over the phone or ask any questions you may have.

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• Business Insurance

  As a small business owner, you may have already purchased property insurance and general liability insurance, but did you know you could be protecting your assets even further? Nationwide, in conjunction with Ray Smith Insurance Agency, Inc., provides a wide variety of specialized business insurance policies to benefit many types of businesses.
  
  Are you wondering what more you could need? Many business owners choose to add an umbrella policy to their coverage. Sometimes something occurs that the main policy cannot cover in full. If this happens, umbrella insurance acts as additional protection for a liability claim. Others opt to add income loss coverage and use it to pay bills and employees if they ever experience a business interruption. Depending on the type of business you run, you may be required to carry workers' compensation insurance in case an employee becomes injured on the job. Equipment breakdown policies, crime insurance policies, and cyber liability policies are all popular as well. If you are feeling overwhelmed by all the options, don't worry. Our experienced agents can help you determine which policies would work well for your company. Together, we will come up with a package that protects you at a budget you can afford.
  
  If you run a small business in Maple Grove, Nationwide and Ray Smith Insurance Agency, Inc. are ready and willing to help you. To learn more about which small business policies are right for you, call us at (763) 259-0101 or stop into our offices at 6900 Wedgwood Rd N.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Ray Smith Insurance Agency, Inc. also offers products in AZ, CO, FL, IL, IN, MN, NE, NC, ND, TX, WA. Please call for information on products in those states.