Ross Nesbit Agencies, Inc. in Minnetonka, MN

The Ross Nesbit Agencies, Inc. in Minnetonka, Minnesota provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding the language of insurance policies can be difficult, which is why Ross Nesbit Agencies, Inc. focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Ross Nesbit Agencies, Inc. to fit any driver's needs in Minnetonka.
  
  Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Ross Nesbit Agencies, Inc. understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
  
  To ask questions about coverage or to talk to Ross Nesbit Agencies, Inc. about other discounts you might qualify for, give our offices a call at (952) 941-9418. We are also able to make appointments for face to face consultations at our office located at 5900 Rowland Rd. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.

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• Home Insurance

  Your home is where your life takes place, so your home insurance policy should keep up with you and not the other way around. With Ross Nesbit Agencies, Inc., we are here to help you find affordable, personalized insurance coverage to make your life a little bit easier. We tailor your policy to reflect your needs and to ultimately protect your property, assets, and loved ones if you experience a covered loss. Our team can discuss your needs, your concerns, and budget to come up with a policy that gives you greater peace of mind.
  
  In Minnetonka, there are certain hazards unique to this area that can put your home at risk, and you probably already know what they are. We're also familiar with these risks and want to make sure your policy protects you if you experience one. Not only will we listen to your needs, but we'll also give you suggestions and information about our specialized products to take the hassle out of shopping for insurance. For example, with our Brand New Belongings® coverage program, you get help replacing or repairing your covered items if disaster ever strikes. Through this program, your belongings are protected up to their full value.
  
  The quality of our insurance assistance speaks for itself, and we can't wait to partner with you. Call (952) 941-9418 today to find out more about protecting your home with a personalized policy. Or, come and see us at our office located at 5900 Rowland Rd.

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• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Minnetonka life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at Ross Nesbit Agencies, Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Ross Nesbit Agencies, Inc. at (952) 941-9418 or visit us at 5900 Rowland Rd. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

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• Business Insurance

  Running a business can be challenging and fun, and like nothing else you have experienced. Business insurance is one way you can safeguard the stability and continued success of your business for years to come. We at Ross Nesbit Agencies, Inc. work with Nationwide to provide insurance solutions for your business in Minnetonka. We can help build and customize a policy developed for the unique needs of your company, and an On Your Side® Review will help identify areas of priority.
  
  Ross Nesbit Agencies, Inc. has insurance options for specific industry types. For instance, we have auto parts retailer business insurance, florist business insurance, and attorneys office insurance among our many packages. If your business qualifies, a business owners policy, or BOP, gets you covered on the essentials, and then you can look at other insurance coverage options such as commercial property insurance to meet your more specific needs. These coverage options can provide peace of mind so that you can make your business all it can be. They also provide a level of customization that is necessary for many businesses because each and every one, even within the same industry, is different. All of these options are available right here in Minnetonka.
  
  Give our team at Ross Nesbit Agencies, Inc. a call at (952) 941-9418, or stop by our office on 5900 Rowland Rd. We will answer any questions you have and get started on building an insurance policy for your business needs.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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• Nationwide

  Private Client

  Ross Nesbit Agencies, Inc. is dedicated to meeting the specialized insurance needs of successful individuals and families. With offices located in Minnetonka, we provide the following product offerings
  
  • Homeowners – Provides comprehensive, customizable policies for homeowners to protect your home, family and lifestyle.
  • Auto – Offers benefits beyond mass-market insurance policies to ensure your autos are well protected.
  • Excess Liability – Protects you and your hard-earned assets against the potential risk of a lawsuit, so you can be confident about your financial future.
  • Personal Collections – Helps ensure your most cherished possessions get the coverage they deserve.
  
  Through Ross Nesbit Agencies, Inc.’s committed partnership with Nationwide Private Client, we provide specialized claims service and loss prevention support tailored to your individual needs.
  
  • Claims service – We will be there for our clients when they need us most. Working exclusively in the affluent market, Nationwide Private Client’s claims professionals are trained problem-solvers who understand the value of providing specialized service, ensuring claims are handled with the utmost care from start to finish.
  • Risk Solutions program – Nationwide Private Client’s Risk Solutions program provides innovative insurance services and loss management support to better protect your home and assets, including home safety and catastrophe recommendations, evaluation of the replacement cost of your home based on unique features, and access to a strong network of vendors to support your needs.

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The Ross Nesbit Agencies, Inc. also offers products in AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, KY, NJ. Please call for information on products in those states.