Frequently asked questions
Our Insurance Products
Just as not all vehicles are the same, not all auto insurance policies are the same. Dickelman Insurance Agency Inc. specializes in creating auto insurance plans unique to your driving conditions and the demands of Moorhead. As a representative of Nationwide, you can rest knowing that your automobile is covered.
We make it simple and quick for you to get the auto coverage you need for your vehicle. The Dickelman Insurance Agency Inc. also breaks down your insurance coverage in terms you can easily understand, which goes a long way in giving you confidence that you and your car are truly protected. Simply let us know if there are any special add-ons you'd like to include in your coverage, or if there are any changes you'd like to make to your insurance. Additionally, we'll work with you to see if you qualify for any of Nationwide's insurance discounts. Be sure you keep us updated on any major cosmetic modifications or additions you make on your vehicle, as they might require a change to your policy.
Dickelman Insurance Agency Inc. doesn't take any chances when it comes to supplying members with complete auto insurance at a great cost. Call us today at (218) 284-7778, or you're more than welcome to pay us a visit at our office located at 1615 SE Main Ave. We look forward to providing auto insurance to meet your wants and needs.
Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at Dickelman Insurance Agency Inc. in Moorhead to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.
Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if Moorhead is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.
There are several other options, and Dickelman Insurance Agency Inc. with Dickelman Insurance Agency Inc. proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (218) 284-7778. You can also stop by our office at 1615 SE Main Ave to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.
Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at Dickelman Insurance Agency Inc. are here to help newlyweds in the Moorhead area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call us at (218) 284-7778 and ask for Dickelman Insurance Agency Inc.. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 1615 SE Main Ave,Moorhead,MN,56560. It may be the most important date of your life.
When you are a business owner, stability is likely one of your top priorities. We at Dickelman Insurance Agency Inc. understand this, which is why we teamed up with Nationwide, a company with an excellent history of insuring businesses. We want to make sure that your business has the basic coverage it needs as well as any additional coverage to fit the nuances of your situation. No business is exactly alike, and you'll want to consider factors such as your business location, how the business is run, and your target customers or clients when you assess insurance options.
If you are unsure how or where to start, Dickelman Insurance Agency Inc. may recommend that you select a businessowners policy (BOP). It combines property insurance, liability insurance, and other types of insurance coverage. After that, you can look at other insurance coverage options such as business interruption insurance, which can help keep your business going financially in situations such as vandalism or extreme weather. Other coverage types that may interest you include utility interruption, employment practices, and accounts receivable. We also have insurance solutions customized toward specific business types in Moorhead such as dry cleaners, real estate, and plumbing.
Take advantage of an On Your Side® Review to determine the insurance coverage needs of your business. We will assess your business and give you information on what you may want to cover. Give us a call today at (218) 284-7778 or stop by our Dickelman Insurance Agency Inc. office on 1615 SE Main Ave.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Dickelman Insurance Agency Inc. also offers products in MN. Please call for information on products in those states.
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