Central Minnesota Insurance Agency in Paynesville, MN

The Central Minnesota Insurance Agency in Paynesville, MN provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  If you've recently bought a brand new or new-to-you vehicle in Paynesville, you'll want an all-encompassing auto insurance plan that protects your new investment. Central Minnesota Insurance Agency specializes in supplying local drivers with personalized auto coverage that gives you peace of mind. Let us give you the confidence that comes with knowing you and your vehicle are in the very best of care.
  
  Central Minnesota Insurance Agency is an agent who gets to know you and your driving habits before recommending a superior protection plan backed by Nationwide. The features of your vehicle, how often you drive, where you park your vehicle at night, and your driving record, among other factors, all influence your premium. We take each of those factors into consideration before recommending a plan that fits your needs. If you do have to file a claim, we'll make sure the process is quick and simple so that you can have your vehicle repaired as quickly as possible and get back to enjoying the open road. For those times when repairs will take several days, we recommend that you opt for rental reimbursement coverage so that you don't spend more than necessary to maintain your regular driving habits.
  
  Even if you haven't yet bought your vehicle, it's never too early to start thinking about auto coverage or the right company to provide you with that coverage. Whenever you're ready, call (320) 243-7403 to speak with an agency representative to discuss your coverage needs. You can also stop by and see us at 113 W James St.

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• Home Insurance

  When you have a home of your own, you want to protect it and be certain that your family is safe and your lifestyle secure. There are many factors that go into determining insurance needs, including your location, home, possessions, and any additions on your property such as pools or structures. You will find that the experienced professionals at Central Minnesota Insurance Agency are on hand to help with many types of home insurance coverage. We start with a thorough review of your particular situation and recommend options that will be the best fit for you.
  
  With the appropriate home insurance in place, you will be able to weather the storms that come your way, knowing that you are protected against the elements. You will also be protected against other types of damage or loss, such as that done by theft. We have many different insurance plans from which to choose and several attractive features to share with you.
  
  Central Minnesota Insurance Agency, your agent in Paynesville, can offer excellent Nationwide insurance coverage. If disaster does strike, all you have to do is call (320) 243-7403 to get the ball rolling. Because Central Minnesota Insurance Agency in Paynesville partners with Nationwide, we have an outstanding claims service and can help you get back to normal quickly. We invite you to visit our office at 113 W James St to discuss benefits designed to make your insurance needs easier, such as On Your Side® Reviews and home insurance discounts.

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• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Paynesville life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at Central Minnesota Insurance Agency will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (320) 243-7403 and ask for Central Minnesota Insurance Agency or visit us at 113 W James St,Paynesville,MN,56362. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

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• Business Insurance

  Owning your own business can be exciting and challenging at the same time. Making sure that your assets are properly protected is an important part of being a responsible and successful business owner, and we at Central Minnesota Insurance Agency in Paynesville can help you determine the types of coverage that you need. We know that every company has its own risks, and we make it simple by offering coverage that is specific to each industry such as retail, professional, auto service, food and beverage, contracting, distributing, and specialized services. You can also add on additional solutions for your specific risk strategies.
  
  Some business owners choose our business owners policy (BOP), which is a convenient package that includes general liability coverage, property insurance, coverage against theft and fraud, income loss coverage due to an interruption, and more. If you choose this package, Central Minnesota Insurance Agency will sit down with you and ask specific questions so that the coverage is customized to your business. We will also help figure out if you need any other options to fill in coverage gaps so that you are adequately protected.
  
  As your business grows, we will be there to make recommendations on your policy whether it is to add additional coverage, change your limits, or increase your umbrella amounts. We will also help in the event that you need to file a claim. We can be reached at (320) 243-7403 to answer any of your questions or to sign up for a policy. You can also stop into our office, conveniently located at 113 W James St, during business hours to speak with one of our agents in person.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Central Minnesota Insurance Agency also offers products in MN. Please call for information on products in those states.