Frequently asked questions
Our Insurance Products
Heartman Insurance has been helping Rochester drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Heartman Insurance will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.
No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Rochester area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.
Heartman Insurance can answer questions about coverage limits, policy options or billing schedules. Our expertise and Rochester auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (800) 231-2961. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Heartman Insurance is located at Rochester.
Need help understanding what's required by your home lender? Or how you can best protect your home's property value including the dwelling, other property structures, and the belongings inside the home? Let Heartman Insurance make sure you don't miss that crucial detail about your homeowner's policy. Along with their general expertise of Rochester home insurance, our agents will listen carefully to your questions and concerns. From there, it's a straightforward process to find the policy coverage that makes the most sense for your home and your loved ones.
Everything from the age of the home to the age of the homeowner can mean new ways to save on your Rochester home insurance. There are also exclusive Nationwide benefits programs, like Brand New Belongings® and Better Roof Replacement®>. These programs will make it easier to move forward should a covered damage occur. In the meantime, they offer extra peace of mind.
You probably didn't build the house on your own, and nor should you have to wade through the details of a home insurance policy by yourself either. Let Heartman Insurance demystify the process and help you understand how a policy protects you from covered damages. When it comes to something this important, you don't want to stay in the dark. Give us a call at (800) 231-2961 to discuss your policy. Or schedule an appointment with our office at 1635 Greenview Dr SW to talk about your concerns in person with our staff today.
At Heartman Insurance, we want to make customers aware of how easy and affordable life insurance is. We know many people in Rochester think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact Heartman Insurance at (800) 231-2961 to arrange a time to meet in office at 1635 Greenview Dr SW to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
As a small business owner, you may have already purchased property insurance and general liability insurance, but did you know you could be protecting your assets even further? Nationwide, in conjunction with Heartman Insurance, provides a wide variety of specialized business insurance policies to benefit many types of businesses.
Are you wondering what more you could need? Many business owners choose to add an umbrella policy to their coverage. Sometimes something occurs that the main policy cannot cover in full. If this happens, umbrella insurance acts as additional protection for a liability claim. Others opt to add income loss coverage and use it to pay bills and employees if they ever experience a business interruption. Depending on the type of business you run, you may be required to carry workers' compensation insurance in case an employee becomes injured on the job. Equipment breakdown policies, crime insurance policies, and cyber liability policies are all popular as well. If you are feeling overwhelmed by all the options, don't worry. Our experienced agents can help you determine which policies would work well for your company. Together, we will come up with a package that protects you at a budget you can afford.
If you run a small business in Rochester, Nationwide and Heartman Insurance are ready and willing to help you. To learn more about which small business policies are right for you, call us at (800) 231-2961 or stop into our offices at 1635 Greenview Dr SW.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Heartman Insurance also offers products in AZ. Please call for information on products in those states.
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