Frequently asked questions
Our Insurance Products
Understanding your insurance coverage should never involve having to learn a new language. That's why The Kalass Agency, Inc. is proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Rochester.
This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
Get the coverage you need in language that makes it easy to understand. Call (507) 932-4151 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 2200 2nd St SW.
You've already personalized your home, now it's time to personalize your home insurance coverage. The Kalass Agency, Inc. is your local resource for navigating the world of home insurance, and we have teamed up with Nationwide to offer you a variety of coverage options. Your home is unique, and so is Rochester, which means your home insurance should reflect that uniqueness. We can help you determine the best coverage for your home.
However, it's not just the physical aspect of your home. While detached additions like pools and gazebos are important to your coverage, your personal belongings and memorabilia also need protection. You've filled your home with items unique to your life, from family heirlooms to hand-picked works of art. Depending on the age and price of your belongings, Brand New Belongings® coverage may be right for you. This package may help to replace or repair your covered belongings.
The Kalass Agency, Inc. is ready to help you figure out your personalized home insurance solution. You can visit our office at 2200 2nd St SW or call us at (507) 932-4151. We will take the time to explain all your options as well as unique coverage concerns based on living in Rochester, and we'll make sure you know about available discounts you may qualify for.
Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
We at The Kalass Agency, Inc. proudly work with residents in the Rochester area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call The Kalass Agency, Inc. at (507) 932-4151. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 2200 2nd St SW. We look forward to seeing you.
Finding safety and security as a small business owner is important, and part of reaching a secure and sustainable cycle of operations is knowing how to manage your risks. That is why The Kalass Agency, Inc. works with Nationwide. With their flexible coverage options and our agents' expertise, finding the right insurance package for any company is a matter of time, research, and the planning necessary to insulate you against common challenges and risks for businesses in your industry.
The Kalass Agency, Inc. uses an On Your Side® Review to go over the possible points of exposure your company regularly encounters. Since each business and industry is unique, evaluating your exact operations, number of employees, and operating locations both inside and outside of Rochester are all important steps toward understanding what coverage options will benefit your company the most. With coverage options for liability, property, equipment, and assets, plans are designed to meet your needs at each stage of your company's growth.
To find out about the best combination of basic coverages and extended options like accounts receivable coverage, get in touch with The Kalass Agency, Inc. at (507) 932-4151. They will answer your questions or set an appointment for in-person consultations at 2200 2nd St SW. It is even possible to complete your review and buy a policy on the phone, so call today to get the process of finding your best coverage started.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The The Kalass Agency, Inc. also offers products in AZ, CA, CO, FL, GA, ID, IL, IN, KS, MI, MN, MO, MT, NE, NV, ND, OH, OK, OR, PA, SD, TN, UT, VA, WA, WY. Please call for information on products in those states.
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