About Schmidt Insurance Agency
Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Schmidt Insurance Agency prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in White Bear Lake feeling confident they have exactly the coverage they need.
Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Schmidt Insurance Agency works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
If you have questions about coverage options and policies, talk to one of our agents by calling us at (612) 407-0828. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting in our office at 2186 3rd St.
Schmidt Insurance Agency is a leading Nationwide Insurance agency who specializes in home insurance. These policies protect your home in the event of many natural and man-made disasters, and provide required coverage prior to purchasing a property in many cases. We understand the unique needs of homeowners, and we will do everything in our power to find the right type of policy for you and your home. When you work with a Nationwide agent, you will be working with one of the very best.
In addition, Nationwide's umbrella policies provide a full range of coverage in the event of a disaster. These policies provide extensive bodily injury, personal injury, and property damage coverage for you and other individuals. If a visitor sustains an injury or damages property on your premises, an umbrella or liability policy can protect you from lawsuits.
If you are in the market for a new home insurance policy or personal liability protection, Schmidt Insurance Agency in White Bear Lake can provide you with the guidance you need to find a policy. We are located at 2186 3rd St, and we take pride in providing insurance services to the local area. Call us now at (612) 407-0828 to learn how you can secure your greatest investment – your home
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a White Bear Lake life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Schmidt Insurance Agency will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Schmidt Insurance Agency at (612) 407-0828 or visit us at 2186 3rd St. We will be happy to work with you to make sure your family’s financial security is always protected.
Schmidt Insurance Agency has the local knowledge and versatile insurance products to customize coverage for any small-to-medium-sized company in White Bear Lake. That said, even small businesses can have big business insurance needs. Liability, asset protection, commercial auto, employee insurance and other risk management tools apply to more than just the Fortune 500. Our agents have plenty of experience working with companies in virtually every White Bear Lake industry, from food and beverage to auto repair, as well as more niche markets. Schmidt Insurance Agency can help your business understand how various coverage options work within your specific industry.
More than just the industry, business insurance policy options are likely to be affected by the company's size, age, and location. Not to worry, our agents know the risks facing your business. Schmidt Insurance Agency has the local knowledge to identify and explain how a particular location impacts a company's risk profile - regardless of whether or not you hung your shingle near our office.
By partnering with Nationwide, it's easy to build a policy that manages the company's risk. In fact, with Nationwide's On Your Side® Review, business owners know that their coverage is keeping up with their evolving insurance priorities. Flexible billing and payment options can also manage the financial side of your business.
Give Schmidt Insurance Agency a call at (612) 407-0828. We can find a policy for your company quickly and confidently over the phone, or we can schedule a time to talk about your policy in person.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Schmidt Insurance Agency also offers products in MN. Please call for information on products in those states.