Frequently asked questions
Our Insurance Products
Insurance is designed to give you the peace of mind you need to enjoy your assets without worry, and auto insurance should be no different. That's why KAI Midwest Risk Partners, LLC dba Arnold Insurance works with you to build a personalized insurance plan, so members can be sure they are getting the policy that fits their driving style, vehicle value, and level of activity on the roads of Cape Girardeau.
Knowing whether or not your vehicle would benefit from comprehensive coverage, which takes care of incidents that happen when it is not being driven, means knowing where it fits into your portfolio of assets, what your budget looks like, and how it is likely to affect your resale value KAI Midwest Risk Partners, LLC dba Arnold Insurance understands this. That's why options are available that include basic liability protection, collision coverage, or multiple tiers of comprehensive protection, so you have what you need. That's also why we offer Nationwide policies, which have a variety of discount options for drivers based on the safety features on their vehicle and their driving records.
If you have questions about auto insurance policies for your vehicle, or if you want to make a purchase over the phone, get in touch with KAI Midwest Risk Partners, LLC dba Arnold Insurance at (573) 651-0509. You can also make an appointment for a face to face meeting at our offices at 875 N Kingshighway St.
At KAI Midwest Risk Partners, LLC dba Arnold Insurance we understand that you want insurance coverage for your home in Cape Girardeau without any hassle. Your house and belongings have both economic and emotional value and our agency is here to help you choose insurance that offers both security and peace of mind. In the event of a covered loss, you can rest easy knowing we are here to help. Your coverage needs depend largely on the specifics of your property, such as swimming pools and outbuildings, and we can help you asses your insurance requirements and choose a policy that offers the coverage you need.
KAI Midwest Risk Partners, LLC dba Arnold Insurance has joined with Nationwide to provide you with a variety of sensible home insurance options, including customized coverage programs such as Brand New Belongings®. With this program, you'll receive the cash value of your possessions as well as coverage for any additional funds it takes to replace or repair them. If you enjoy hosting large group gatherings, we can help you determine whether you need additional coverage in case of an accident or injury to one of your guests. Whether your situation requires additional specialized insurance or is more traditional, we can help you find the coverage you need.
To find out more information regarding the programs that are right for you, call (573) 651-0509 today. Our experienced agents can help meet your needs with a customized insurance package, possible discounts, and hassle-free service. We can even help you choose and purchase a policy over the phone. Call today, or stop by our office at 875 N Kingshighway St.
At KAI Midwest Risk Partners, LLC dba Arnold Insurance, we want to make customers aware of how easy and affordable life insurance is. We know many people in Cape Girardeau think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact KAI Midwest Risk Partners, LLC dba Arnold Insurance at (573) 651-0509 to arrange a time to meet in office at 875 N Kingshighway St to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
In unpredictable economic circumstances, it can be good to have something you can depend on. Business owners know they can count on the exceptional protection and customer service provided by Nationwide. KAI Midwest Risk Partners, LLC dba Arnold Insurance has provided leading Nationwide business insurance solutions to entrepreneurs in Cape Girardeau for many years. Our experience helping local business owners and Nationwide's experience developing comprehensive coverage solutions especially for commercial clients makes KAI Midwest Risk Partners, LLC dba Arnold Insurance the perfect choice as a policy provider.
Some business insurance policies are designed to fit all customers but may not account for industry, organization size, and other essential factors. Nationwide does things differently. We can customize a policy to suit the needs of your organization so that you have the most meaningful forms of coverage. This is a great way to protect your current assets and your future operations.
Thinking proactively about your company's changing insurance needs is very important. In fact, many business owners may be unaware that their insurance policy needs changing or updating at any point. You might be paying for coverage that is no longer relevant or continuing to renew a policy that is not providing the protection your company actually requires. KAI Midwest Risk Partners, LLC dba Arnold Insurance can help address these problems. Call our 875 N Kingshighway St office at (573) 651-0509.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
- NationwidePrivate Client
KAI Midwest Risk Partners, LLC dba Arnold Insurance is dedicated to meeting the specialized insurance needs of successful individuals and families. With offices located in Cape Girardeau, we provide the following product offerings
• Homeowners – Provides comprehensive, customizable policies for homeowners to protect your home, family and lifestyle.
• Auto – Offers benefits beyond mass-market insurance policies to ensure your autos are well protected.
• Excess Liability – Protects you and your hard-earned assets against the potential risk of a lawsuit, so you can be confident about your financial future.
• Personal Collections – Helps ensure your most cherished possessions get the coverage they deserve.
Through KAI Midwest Risk Partners, LLC dba Arnold Insurance’s committed partnership with Nationwide Private Client, we provide specialized claims service and loss prevention support tailored to your individual needs.
• Claims service – We will be there for our clients when they need us most. Working exclusively in the affluent market, Nationwide Private Client’s claims professionals are trained problem-solvers who understand the value of providing specialized service, ensuring claims are handled with the utmost care from start to finish.
• Risk Solutions program – Nationwide Private Client’s Risk Solutions program provides innovative insurance services and loss management support to better protect your home and assets, including home safety and catastrophe recommendations, evaluation of the replacement cost of your home based on unique features, and access to a strong network of vendors to support your needs.
The KAI Midwest Risk Partners, LLC dba Arnold Insurance also offers products in AL, AZ, AR, CA, CO, CT, FL, GA, ID, IL, IN, IA, KS, LA, MD, MA, MI, MS, MO, MT, NE, NV, NH, NM, NY, NC, OH, OK, OR, PA, TN, TX, UT, VA, WA, WI, KY, NJ. Please call for information on products in those states.
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