The Capital Insurance & Associates in Cape Girardeau, MO provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Insurance is designed to give you the peace of mind you need to enjoy your assets without worry, and auto insurance should be no different. That's why Capital Insurance & Associates works with you to build a personalized insurance plan, so members can be sure they are getting the policy that fits their driving style, vehicle value, and level of activity on the roads of Cape Girardeau.
Knowing whether or not your vehicle would benefit from comprehensive coverage, which takes care of incidents that happen when it is not being driven, means knowing where it fits into your portfolio of assets, what your budget looks like, and how it is likely to affect your resale value Capital Insurance & Associates understands this. That's why options are available that include basic liability protection, collision coverage, or multiple tiers of comprehensive protection, so you have what you need. That's also why we offer Nationwide policies, which have a variety of discount options for drivers based on the safety features on their vehicle and their driving records.
If you have questions about auto insurance policies for your vehicle, or if you want to make a purchase over the phone, get in touch with Capital Insurance & Associates at (573) 335-2300. You can also make an appointment for a face to face meeting at our offices at 326 S Broadview St.
Home Insurance
Capital Insurance & Associates knows just how to protect Cape Girardeau residences with a home insurance policy. Earned through years of listening to the concerns of other local homeowners, our agents can answer any questions you may have about various coverage programs and policy options.
Even in the most tightly knit Cape Girardeau neighborhoods, no two properties and no two households are exactly the same. An aging roof may lead one homeowner to opt for the Better Roof ReplacementĀ® program, while a multigenerational household next door has heard about the benefits of Nationwide's Brand New BelongingsĀ®. There may also be high-value items, homeowner liability or secondary structures on the property that need the protection of a homeowner's policy. Simply tell one of the experts at Capital Insurance & Associates your individual concerns, and discover how to make coverage choices with speed and confidence.
Along with competitive rates and discounts, the renowned On Your SideĀ® Claims Service will be there for any homeowner who ends up needing more than just peace of mind from their policy coverage.
Call us at (573) 335-2300 to choose a policy or to set up an office appointment. Capital Insurance & Associates is located at 326 S Broadview St.
Business Insurance
Whether you have already opened a small business or are considering doing so, business insurance is probably at the front of your mind. Having the proper types of insurance and the right amount of coverage is essential in order to protect yourself, your employees, your customers or clients, and your assets. Deciding what you need does not have to be overwhelming.
Capital Insurance & Associates works with Nationwide to help people determine which type of insurance coverage will best fit their needs. We sit with you to discuss basic policies such as general liability and property damage insurance, as well as educate you on more in-depth policies such as professional liability coverage, employment practices liability coverage, and umbrella policies. We discuss the type of business you operate, how much you spend per year, how much profit you make, and how many people you employ. We also let you know if there are any vital local, state, or federal laws that require you to carry special policies.
Once you have decided what you need, we come up with a coverage quote that best meets your needs and budget. We even meet with you once per year to discuss any changes in your business and determine if your policy is still meeting your needs. Capital Insurance & Associates is proud to work in conjunction with Nationwide. Schedule a consultation by calling (573) 335-2300 or stopping into our offices on 326 S Broadview St.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Capital Insurance & Associates also offers products in AZ, AR, IL, IN, MO. Please call for information on products in those states.