Colman Insurance Services in Saint Joseph, MO

The Colman Insurance Services in Saint Joseph, MO provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Don't let confusing terminology keep you from driving with quality insurance. If you have questions about your protection, then Colman Insurance Services is here to help. At Colman Insurance Services, we work with Nationwide to provide you with personalized automobile insurance solutions. No matter where you are in life, we will make sure you get the coverage that is right for you.
  
  With Nationwide's On Your Side Review®, you leave our office knowing you have the right coverage for the drivers and vehicles in your household. For example, when an accident happens, having uninsured and underinsured coverage options could help in case the other party cannot pay for the damages caused. You can also get our roadside assistance and rental reimbursement insurance to get you back on the road faster after an accident. We will work with you to ensure any discounts you qualify for are applied to lower the impact insurance has on your budget. There are discounts for good drivers, good students, and even for ecofriendly practices like our paperless billing plan. If you are driving in Saint Joseph, know that we will always be there when you need us.
  
  Come in today and talk to Colman Insurance Services. You can visit us at 4305 Frederick Ave or call in advance at (816) 236-1725 to schedule an appointment. We welcome any questions you may have, so do not hold back. Our goal is to provide you with affordable and understandable vehicle protection.

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• Home Insurance

  As a responsible home owner, it is important that you have suitable protection against unexpected loss. There are a number of factors that will determine what types of coverage you may need. Whether you live in a severe weather-prone area, you have a pool, or you have a detached garage, Nationwide can provide the policies to fit your needs. At Colman Insurance Services in Saint Joseph, we work with Nationwide. This means that we take the time to ask the right questions to make sure that you have adequate coverage to protect your home and personal belongings.
  
  Some may think that having basic coverage will cover all losses, but this is not the case. Colman Insurance Services will go over optional solutions such as other structures coverage, personal umbrella, and earthquake coverage. We also strive to make insurance as affordable as possible and will go over discounts that you may qualify for, such as if your home has a fire or burglary alarm.
  
  Along with explaining your coverage in detail, we will also be available to help you out in the event you have to file a claim. If you're not exactly sure what your policy should include, we will help you out. Call our office at (816) 236-1725 to speak with a qualified agent or set up an appointment. You can also stop by our office at 4305 Frederick Ave for a complimentary consultation to discuss your insurance needs.

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• Life Insurance

  Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Saint Joseph, you likely have many questions running through your mind:
  
  • “What are the benefits of term vs. permanent policies?”
  • “How much coverage do I need?“
  • “How much does a life insurance policy cost?"
  
  Colman Insurance Services and Colman Insurance Services can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
  
  There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
  
  Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
  
  Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
  
  Insurance is a smart investment. Getting the right policy is easier than you think. Call (816) 236-1725 for an appointment with an agent. Feel free to stop by 4305 Frederick Ave,Saint Joseph,MO,64506 to discuss Nationwide coverage options in person.
  
  
  LAW-0239AO (05/18)

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• Business Insurance

  Maybe you're looking for targeted business coverage or maybe you're looking for wide-ranging policy protections as part of a new business continuity plan. Either way, Colman Insurance Services can help you protect past gains, while also positioning your company for future growth.
  
  Through Nationwide, our agents offer business insurance for Saint Joseph companies that operate in a wide range of industries from food and beverage to building management to professional contractors. Product offerings include liability, property, and commercial auto insurance. For some companies, it's also crucial to get operating loss coverage to ensure money is coming in even if something forces their business to close shop for a time. Likewise, flexible billing options help you meet premium obligations regardless of how your company's budget is structured.
  
  It sounds complicated, but it doesn't have to be. In fact, to combine several products in a single policy, have one of the risk management experts at Colman Insurance Services help you build a business owner's policy with coverage that's personalized for your company. Call us at (816) 236-1725 to discuss your Saint Joseph business insurance or to set up an appointment at the office located at 4305 Frederick Ave.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Colman Insurance Services also offers products in AZ. Please call for information on products in those states.