Frequently asked questions
Our Insurance Products
When looking for insurance, what matters most is coverage you can rely on if things go wrong. That's why Maria Carabes works with Nationwide to provide you with a personalized and affordable plan. We know every situation is different, which is why we offer a variety of solutions to common insurance needs. Whether you have one car and one driver or many cars and multiple drivers, Maria Carabes is ready to help you navigate selecting car insurance.
At Nationwide, we're here when you need us. We make vehicle claims quick and simple by providing a list of repair shops we have pre-screened for quality and professionalism. We are local to the Saint Louis area so we know what is important for vehicles in this part of the country, from weather to general use. We'll spend as long as it takes to make sure you understand your coverage.
When you contact Maria Carabes, you'll get the benefit of all Nationwide's discounts which you may qualify for. There are discounts for every stage of life, from good student discounts to safe driver discounts. We will even discuss discounts for eco-friendly billing. Call today at (314) 882-2341 or come visit us in person at 5633 S Kingshighway Blvd. We look forward to making you part of our member community.
Let Maria Carabes explain the policy choices needed to personalize a policy solution for any Saint Louis household. Our agents are ready to go through and explain the details of various coverage options. Saint Louis homeowners can quickly and clearly understand what's at stake when making their policy choices with Maria Carabes.
More than just the versatile products, Maria Carabes knows the value of Nationwide's prices and services. Competitive rates and widely available discounts ensure affordable coverage for the homeowners who come to us for a policy. Plus, the renowned On Your Side® Claims Service offers immediate guidance on securing shelter, making temporary repairs and preventing further damage, as well as help on completing the claims process.
Whether it's a 63109 home near our local office or a residential property throughout the city, the experts at Maria Carabes understand local risks right down to the exact block where the home is located. Let us make sure one of the most important investments you'll ever make doesn't go a single day without coverage. Talk to one of our other friendly, knowledgeable agents by calling (314) 882-2341. For those who wish to discuss their coverage in person, our office is located at 5633 S Kingshighway Blvd.
No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Maria Carabes in Saint Louis. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.
From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.
If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Maria Carabes located at 5633 S Kingshighway Blvd or call us at (314) 882-2341.
Exponential growth is an important goal of many business owners, and can also be a sign of success. Accelerating your operation to that breakthrough point takes planning and solid management. Knowing how to assess risk and how to cover it so that you smooth over challenges on the way to attaining that success is key, and Maria Carabes understands that and works with Nationwide to bring you an adaptable and complete small business coverage in Saint Louis.
The first step in planning out the right coverage is understanding the unique features of your company, including its size and assets as well as the basic risk factors involved in the industries you operate within. An On Your Side® Review by Maria Carabes is designed to do this. They reveal both the basic policies and the extended options that you need to make sure you have the right coverage, from accounts receivable insurance to product liability coverage for any goods you manufacture.
To get things started, Maria Carabes recommends a business owner's policy, which is the closest available option to comprehensive coverage. From there, other coverages for important properties and assets can be worked out according to whether or not the plan already provides for them. Getting the process started is easy. Just call (314) 882-2341 to make an appointment for a consultation at 5633 S Kingshighway Blvd. You can also get your questions answered and buy policies over the phone, so if you know what you need, get in touch with an agent today.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Maria Carabes also offers products in MO. Please call for information on products in those states.
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