Frequently asked questions
Our Insurance Products
Alternatives Insurance Group is your local expert for Saint Louis auto insurance and all the Nationwide policy options that go into building a personalized coverage solution. No matter what your driving habits, no matter the number and age of household drivers, there's an auto insurance policy that fits your needs. And it's not just the everyday automobile we can help with. If you have an RV, motorcycle, or boat, our agents can help you understand the unique coverage needs for these vehicles, too.
Have questions about policy types, claim amounts, or liability requirements that apply to MO drivers? Worried about potential gaps in your coverage? Interested in learning more about the Vanishing Deductible® program? Alternatives Insurance Group can give you the answers. We'll also make sure you receive all the discounts for which you qualify, and the On Your Side® Review makes sure your policy keeps up with your evolving auto insurance needs.
We recognize that purchasing auto insurance isn't exactly a favorite pastime for any Saint Louis driver. By partnering with Nationwide and providing great customer service, Alternatives Insurance Group can make things a little easier on you. Call us today at (314) 881-1488, and we'll take the stress out of shopping for 63126 car insurance. You can also schedule an appointment to talk about your coverage in person. Our office is located at 9201 Watson Rd.
Owning a home can be exciting, but it also comes with additional responsibility. Making sure you are adequately protected against unplanned loss such as theft or natural disasters is an important part of being a home owner. Alternatives Insurance Group in Saint Louis has a variety of options to help protect your home and personal belongings in the aftermath of an unexpected incident. Some of the coverage types that we offer include replacement cost plus, sewer backup, Brand New Belongings®, Valuables Plus®, and personal liability. We understand that insurance needs vary from one person to another, so we will help you customize a plan to meet your specific situation.
Understanding your policy is also important so that you know exactly what is covered. Along with figuring out the best protection for you, Alternatives Insurance Group will also go over your covered losses, deductible, coverage limits, and any other pertinent information. Our personal touch also continues once you are a member. We will walk you through the claims process if you ever need it and do what we can to help get your life back to normal as quickly as possible.
Contact Alternatives Insurance Group to discuss your home insurance solutions as well as any money saving discounts that you may be qualified for. You can schedule an appointment for a complimentary consultation at our office, conveniently located at 9201 Watson Rd. You can also give us a call at (314) 881-1488 to speak with a qualified agent and either sign up for a policy over the phone or ask any questions you may have.
Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
We at Alternatives Insurance Group proudly work with residents in the Saint Louis area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call Alternatives Insurance Group at (314) 881-1488. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 9201 Watson Rd. We look forward to seeing you.
As a business owner, you're often the last person to leave the office or jobsite at the end of the day, but dedication has no doubt always been a part of your work ethic. At Alternatives Insurance Group in Saint Louis, we have a similar view. We're dedicated to providing outstanding insurance options that are customized to suit the needs of many different industries, and that's why we work with Nationwide. We can provide coverage that will help you protect and build your business so you have peace of mind.
If yours is a manufacturing company, you may be looking for equipment breakdown coverage. If you have dozens of computers, you will probably want to check out cyber liability insurance that provides coverage for malicious hacking and damage to your computer system. On the other hand, you may be more interested in basic property insurance, which covers your losses from causes as diverse as fire, vandalism or damage from vehicles, or even airplanes. Asset protection can include everything from office equipment to accounting records to the satellite dish on your roof. The point is, insurance plans can be as varied as the reasons for needing coverage, and we would be happy to help you develop a plan customized to suit the requirements of your unique business.
To learn more about commercial insurance, call Alternatives Insurance Group at (314) 881-1488 or drop by our 9201 Watson Rd office. You'll be amazed at the many options that are available for protecting the different aspects of your business. With the proper insurance coverage in place, you'll have one less thing to worry about when you finally leave work for the day.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Alternatives Insurance Group also offers products in CA, IL, MO. Please call for information on products in those states.
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