Frequently asked questions
Our Insurance Products
Understanding the language of insurance policies can be difficult, which is why Ici Insurance LLC focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Ici Insurance LLC to fit any driver's needs in Saint Louis.
Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Ici Insurance LLC understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
To ask questions about coverage or to talk to Ici Insurance LLC about other discounts you might qualify for, give our offices a call at (314) 729-1912. We are also able to make appointments for face to face consultations at our office located at 12722 Weber Hill Rd. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.
Modern home insurance coverage is not one-size-fits-all, but is instead based on the unique aspects of your home and living in Saint Louis. Some physical components to consider when covering your home are detached additions, like pools and sheds.
Another aspect of home insurance is covering the belongings on the inside, the ones that are most valuable or the most important to you. For expensive works of art, antiques or jewelry, there is our Valuables Plus® coverage. If the unforeseen does happen, you can be covered with our Brand New Belongings® program which aids in the repair or replacement of your covered belongings. Whether you're covering priceless memories or expensive boutique items, Ici Insurance LLC and all our other local agents want to make sure you get the best coverage possible.
The sheer number of coverage options and discounts can seem overwhelming, but not when you have Ici Insurance LLC to explain every step along the way. We're located at 12722 Weber Hill Rd, but you can also call us at (314) 729-1912 to schedule an appointment or just ask questions.
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Ici Insurance LLC are here to help people like you in the Saint Louis area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (314) 729-1912 and ask for Ici Insurance LLC. We are located at 12722 Weber Hill Rd,Saint Louis,MO,63127 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
While there are liabilities common to businesses of every size, small and startup companies can be especially vulnerable to the whims and circumstances of their industries. Ici Insurance LLC and the experts of Nationwide are working together to provide Saint Louis entrepreneurs with protection that allows them to operate their businesses with the confidence that comes from knowing they're well taken care of.
No matter the industry that your company does business in, you should consider talking to your Ici Insurance LLC agent about a business owners policy. It's from here that the rest of your plan can grow, including basic protections such as business income loss coverage due to an interruption, and property insurance. After going through your basic protection, you can begin to look into additional options that will provide you and your employees with protection from more unusual instances. Our goal is to make it so our customers only need to focus on growing their business while we tend to providing them with the coverage they need.
Ready to see what we can do about protecting your business? Give us a call at (314) 729-1912, or feel free to visit us at our location at 12722 Weber Hill Rd.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Ici Insurance LLC also offers products in AZ, CO, GA, IL, IN, KS, MI, MO, NC, TX. Please call for information on products in those states.
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