Frequently asked questions
Our Insurance Products
Alternatives Insurance is committed to finding Saint Louis drivers affordable coverage and available policy discounts, while also delivering superior customer service. That's why we've chosen to partner with Nationwide. The advantages begin with great coverage at a great price, but many Saint Louis drivers find ways to improve their policy year after year. From the Vanishing Deductible® program to free policy evaluations, get a better auto insurance experience with Alternatives Insurance.
Alternatives Insurance will help identify and eliminate any gaps in your coverage. Our agents also work hard to eliminate any gaps in customer service. See the local Saint Louis network of qualified car repair shops. Learn about the extra peace of mind that comes with being able to securely monitor car repairs through Nationwide's AutoWatch® program.
Alternatives Insurance can answer any questions Saint Louis drivers have about claim limits, policy options, or specific types of vehicles and household drivers. Don't get overwhelmed by the complexities of auto insurance. Call us at (314) 845-0363, and make your choices quickly and confidently with one of our knowledgeable agents. You can also set up a time to talk in our office. You'll find Alternatives Insurance at 4111 Union Rd.
Many people think that finding the perfect home insurance policy is impossible. This may be true for some, but not for homeowners who have Nationwide insurance policies. At Alternatives Insurance, we help homeowners just like you find a policy that fits their needs and budgets every day. A high-quality insurance policy will provide you with coverage in the event your home is damaged or destroyed by a natural or man-made disaster.
Whether you are facing a fire, break-in, or storm, a Nationwide policy can provide you with a sense of stability and peace of mind. A personal umbrella policy can also provide an extra layer of liability protection for your assets if there's a serious accident.
Our professional and courteous Nationwide agent is available to answer any questions you or your loved ones may have about insurance. Alternatives Insurance is located at 4111 Union Rd. Contact our office at (314) 845-0363 to speak with our agent.
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Saint Louis life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Alternatives Insurance will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Alternatives Insurance at (314) 845-0363 or visit us at 4111 Union Rd. We will be happy to work with you to make sure your family’s financial security is always protected.
Business insurance can get complicated at times. With so many financial, professional, and personal issues to consider, Nationwide understands that it may be difficult to find a policy that fits your needs. At Nationwide, our knowledgeable and approachable agents strive to provide small business owners from all backgrounds with a simple and enjoyable insurance experience. We are ready to answer your questions, and we have a wide range of insurance products for you to choose from. If you need reliable insurance for your business, Nationwide may have what you are looking for.
Your business is your livelihood, and protecting it is probably pretty high on your list of priorities. Our liability policies can protect you from lawsuits filed by customers who are injured or have property damaged while on your premises. Property insurance protects the physical location of your business in the event of theft, fire, natural disasters, and other unfortunate occurrences. These policies even cover the items inside the building and offer coverage to individuals who run a business from home. In today's high-tech society, Nationwide can protect your business from fraud, forgery, and data compromises as well. We also offer a variety of worker's compensation, accounts receivable, equipment breakdown, and business income policies that can be customized to your own specifications.
Securing your business is not as difficult as you think, especially when you choose to involve Nationwide. At Alternatives Insurance in Saint Louis, our certified agents are ready to assist you with your insurance needs and concerns. Alternatives Insurance is located at 4111 Union Rd. If you are ready to discuss the future of your small business, give us a call at (314) 845-0363 right now.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Alternatives Insurance also offers products in IL. Please call for information on products in those states.
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