Alternatives Insurance in Saint Louis, MO

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Alternatives Insurance in Saint Louis, Missouri provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Get a personalized policy solution with Alternatives Insurance. Our agents will take the time to understand your auto coverage priorities whether your household residing in Saint Louis includes a first-time driver, specialty vehicle, or specific financial concerns. No matter what your priorities, the versatile policy options and coverage programs from Nationwide have enabled Alternatives Insurance to serve motorists in neighborhoods across Saint Louis.

    Looking for additional motorist services? Rental reimbursement, towing and labor and roadside assistance offer peace of mind should the day come when your vehicle has seen one too many Washington winters. Or maybe you're looking for more affordable coverage. Talk to one of our agents about available policy discounts. This includes discounts such as family plans and good student discounts, as well as anti-theft and defensive-driving incentives. Plus, there's more than one way to create coverage that's easier on the pocketbook. The Vanishing Deductible® program rewards Saint Louis drivers for each year of claims-free driving.

    Better yet, shopping for auto insurance doesn't need to take a bunch of your time or patience. Get a policy recommendation quickly and confidently with Alternatives Insurance. Call us at (314) 845-0363 to discuss coverage details and to buy a policy directly over the phone. You can also schedule a visit with our 4121 Union Rd office.

  • Home Insurance

    Long before it's time for your first house-warming party, make sure you get home insurance coverage from Nationwide and Alternatives Insurance. Our agents can help you take care of this essential step of becoming a Saint Louis homeowner. They can also help long-time homeowners search for a better solution to their home insurance needs.

    Along with sound decisions about covered damages and claim limits, there are a number of ways to personalize and save on your Saint Louis homeowner's policy. Concerned about an aging roof and what's going to happen when it needs to be replaced? Nationwide's exclusive Better Roof Replacement® may be a great choice for your policy. Have any high-value possessions? More than just the dwelling and essential contents, Valuables Plus® may be an important policy addition. Explore, too, options to add smoke detectors, burglary alarms, or other qualifying devices to your home.

    Best of all, it doesn't need to take endless hours to research and agonize over these decisions. Let one of our Alternatives Insurance agents demystify the process without oversimplifying it. Call us at (314) 845-0363 to discuss your property and policy coverage. All of our Saint Louis customers are welcome to make an office appointment, but especially if you live in the 63129 area, it might be just as easy to swing by and talk about your coverage in person. It's all part of the flexibility and customer service you can expect from Alternatives Insurance.

  • Life Insurance

    If you are thinking about purchasing a life insurance policy in Saint Louis, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.

    At Alternatives Insurance, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.

    You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Alternatives Insurance is available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.

    Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (314) 845-0363 to speak with one of our team members, or stop by 4121 Union Rd to discuss your insurance needs in our office.


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  • Business Insurance

    While there are liabilities common to businesses of every size, small and startup companies can be especially vulnerable to the whims and circumstances of their industries. Alternatives Insurance and the experts of Nationwide are working together to provide Saint Louis entrepreneurs with protection that allows them to operate their businesses with the confidence that comes from knowing they're well taken care of.

    No matter the industry that your company does business in, you should consider talking to your Alternatives Insurance agent about a business owners policy. It's from here that the rest of your plan can grow, including basic protections such as business income loss coverage due to an interruption, and property insurance. After going through your basic protection, you can begin to look into additional options that will provide you and your employees with protection from more unusual instances. Our goal is to make it so our customers only need to focus on growing their business while we tend to providing them with the coverage they need.

    Ready to see what we can do about protecting your business? Give us a call at (314) 845-0363, or feel free to visit us at our location at 4121 Union Rd.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Alternatives Insurance also offers products in IL. Please call for information on products in those states.