Kai Midwest Risk Insurance Services LLC in Saint Louis, MO

The Kai Midwest Risk Insurance Services LLC in Saint Louis, MO provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding the language of insurance policies can be difficult, which is why Kai Midwest Risk Insurance Services LLC focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Kai Midwest Risk Insurance Services LLC to fit any driver's needs in Saint Louis.
  
  Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Kai Midwest Risk Insurance Services LLC understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
  
  To ask questions about coverage or to talk to Kai Midwest Risk Insurance Services LLC about other discounts you might qualify for, give our offices a call at (636) 477-0500. We are also able to make appointments for face to face consultations at our office located at 12647 Olive Blvd. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.

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• Home Insurance

  At Kai Midwest Risk Insurance Services LLC we understand that you want insurance coverage for your home in Saint Louis without any hassle. Your house and belongings have both economic and emotional value and our agency is here to help you choose insurance that offers both security and peace of mind. In the event of a covered loss, you can rest easy knowing we are here to help. Your coverage needs depend largely on the specifics of your property, such as swimming pools and outbuildings, and we can help you asses your insurance requirements and choose a policy that offers the coverage you need.
  
  Kai Midwest Risk Insurance Services LLC has joined with Nationwide to provide you with a variety of sensible home insurance options, including customized coverage programs such as Brand New Belongings®. With this program, you'll receive the cash value of your possessions as well as coverage for any additional funds it takes to replace or repair them. If you enjoy hosting large group gatherings, we can help you determine whether you need additional coverage in case of an accident or injury to one of your guests. Whether your situation requires additional specialized insurance or is more traditional, we can help you find the coverage you need.
  
  To find out more information regarding the programs that are right for you, call (636) 477-0500 today. Our experienced agents can help meet your needs with a customized insurance package, possible discounts, and hassle-free service. We can even help you choose and purchase a policy over the phone. Call today, or stop by our office at 12647 Olive Blvd.

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• Business Insurance

  Finding peace of mind as a small business owner means being prepared for challenges your company might face as it grows. A good way to do that is by having a broad risk management plan and updating it after each new growth phase adds to the complexity of your operations. The Kai Midwest Risk Insurance Services LLC works with Nationwide to make this easier by providing the kind of robust and customizable insurance that has already serviced over 500,000 small businesses.
  
  To get the process started, Kai Midwest Risk Insurance Services LLC may recommend purchasing a business owner's policy. This provides basic coverage along a variety of lines and represents the closest thing that business insurance has to a comprehensive policy. From there, agents conduct an On Your Side® Review to find specific areas where your company could use a little more coverage, and these vary quite a bit from business to business. Examples include insurance on your receivables, on equipment and other specific high-value assets, product liability, and basic property insurances.
  
  Finding the right coverage for a small business in Saint Louis is a process, but it is a process that Kai Midwest Risk Insurance Services LLC has the experience to guide you through. That way, you have the security you need to take advantage of every new business opportunity. To get things started, call (636) 477-0500 for a phone consultation or to set an appointment for a meeting at our offices located on 12647 Olive Blvd.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Kai Midwest Risk Insurance Services LLC also offers products in AL, AZ, AR, CA, CO, CT, FL, GA, ID, IL, IN, IA, KS, LA, MD, MI, MS, MO, MT, NE, NV, NM, NY, NC, OH, OK, OR, PA, TN, TX, UT, VA, WA, WI, WY, KY, NJ. Please call for information on products in those states.