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Modern Options Insurance in Springfield, MO

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Modern Options Insurance in Springfield, MO provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    The convenience of driving is something to be enjoyed and appreciated. However, with the privilege of driving comes inherent risks and cautions. Safe driving requires you to be constantly aware of your surroundings and to be attentive and responsible. Coupled with safe driving practices, it is critical for every driver to have an effective auto insurance policy. In fact, having some form of coverage is required by law in many states. At Modern Options Insurance located in Springfield, our goal is to provide affordable coverage tailored to your needs and the drivers in your family.

    Because there are so many different types of auto insurance to choose from, it can be confusing to know which ones are most appropriate for your needs. Modern Options Insurance can sit down with you to discuss your concerns and the type of coverage you have in mind. They will take the time to assess your needs to determine what combination of policies would best suit you. Whether you decide on collision coverage, liability coverage, comprehensive coverage, or another type of insurance, you can be confident you have chosen a policy that is effective and customized to meet your requirements. Additionally, Nationwide's On Your Side® Review makes it easy to determine changes that need to be made to your existing policy and modify it appropriately.

    Choosing an auto insurance policy that provides security for you and the people you love is an important decision. With a convenient office location on 1444 E Bradford Pkwy, you don't have to travel far for trusted assistance. We look forward to helping you acquire the coverage you need when you give us a call at (417) 823-8100.

  • Home Insurance

    Long before it's time for your first house-warming party, make sure you get home insurance coverage from Nationwide and Modern Options Insurance. Our agents can help you take care of this essential step of becoming a Springfield homeowner. They can also help long-time homeowners search for a better solution to their home insurance needs.

    Along with sound decisions about covered damages and claim limits, there are a number of ways to personalize and save on your Springfield homeowner's policy. Concerned about an aging roof and what's going to happen when it needs to be replaced? Nationwide's exclusive Better Roof Replacement® may be a great choice for your policy. Have any high-value possessions? More than just the dwelling and essential contents, Valuables Plus® may be an important policy addition. Explore, too, options to add smoke detectors, burglary alarms, or other qualifying devices to your home.

    Best of all, it doesn't need to take endless hours to research and agonize over these decisions. Let one of our Modern Options Insurance agents demystify the process without oversimplifying it. Call us at (417) 823-8100 to discuss your property and policy coverage. All of our Springfield customers are welcome to make an office appointment, but especially if you live in the 65804 area, it might be just as easy to swing by and talk about your coverage in person. It's all part of the flexibility and customer service you can expect from Modern Options Insurance.

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Springfield, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Modern Options Insurance and Modern Options Insurance can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (417) 823-8100 for an appointment with an agent. Feel free to stop by 1444 E Bradford Pkwy,Springfield,MO,65804 to discuss Nationwide coverage options in person.


    LAW-0239AO (05/18)

  • Business Insurance

    As a small business owner, you need to protect your investment. Separately purchasing each type of insurance you need can be costly and time-consuming, but there is a better option. A business owner's policy, also known as a BOP, from Nationwide combines some of the most important types of insurance into one easy-to-use policy.

    Nationwide Insurance: Modern Options Insurance can help you create a BOP plan to meet your specific needs. Choose from packages designed for auto service businesses, retail businesses, food service companies, service businesses, or office companies. We can even create a custom plan based on your company's specific needs. BOP plans traditionally include property damage, general liability insurance, and income loss coverage due to an interruption, but we can also offer cyber liability, hired and non-owned auto insurance, accounts receivable, and several other options for your business.

    You may be wondering why you should choose a policy through Nationwide and Nationwide Insurance: Modern Options Insurance. Simply put, Nationwide is the number one small business insurer in the country, having had the pleasure of protecting more than 500,000 small businesses in the United States. You will even receive an annual On Your Side® Review to make sure you still have the best protection available for your needs. To learn more, call us at (417) 823-8100 or stop by our offices on 1444 E Bradford Pkwy.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Modern Options Insurance also offers products in KS. Please call for information on products in those states.