Montgomery St John Insurance Agency in Des Moines, IA

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Montgomery St John Insurance Agency in Des Moines, IA provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Understanding your insurance coverage should never involve having to learn a new language. That's why Cody Jameson Smith and Montgomery St John Insurance Agency are proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Des Moines.

    This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.

    Get the coverage you need in language that makes it easy to understand. Call (515) 287-2443 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 4214 Fleur Dr.

  • Homeowners Insurance

    Homeowners insurance is a crucial part of owning and protecting a home. That's why the Montgomery St John Insurance Agency has worked so diligently to understand the insurance priorities of 50321 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your Des Moines neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your Des Moines home, and our agents can help further personalize your homeowner's policy.

    How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but Montgomery St John Insurance Agency offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.

    Our office is located at 4214 Fleur Dr. But our home insurance expertise extends throughout the greater Des Moines area. Call the Montgomery St John Insurance Agency at (515) 287-2443 to get our take on the best way to protect against potential homeowner damages.

  • Life Insurance

    When you’re ready to purchase life insurance, it helps if you start off by choosing a good life insurance agent in Des Moines. Whether you already have a policy and are looking to update coverage for yourself or you’re ready to start a family and want to learn coverage options, you’ll need an agent that is as good as the insurer they represent. At Montgomery St John Insurance Agency, our agents work hard to provide customers with the service and coverage options they need to strengthen their families’ financial security and help them enjoy peace of mind.

    There are many types of life insurance for you to consider as you determine what your financial security needs are. A good agent’s assistance is invaluable. They can help you understand confusing industry jargon. They can also educate you about different coverage options to enable you to make well-informed decisions that provide your family with enough death benefit to keep them financially comfortable in the event of your untimely death. Think about if you live longer than expected. As you grow older, you and your family’s financial needs will change, especially if you require long-term care. Do not leave anything to chance and unexpected circumstance. Think about your current financial obligations, how much you can afford for premiums and future financial goals.

    If you’re not sure how to get the coverage you need or are not sure if your current policy is enough, feel free to stop by 4214 Fleur Dr,Des Moines,IA,50321 to speak with Cody Jameson Smith. You can also contact them directly by dialing (515) 287-2443.


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  • Business Insurance

    You don't have to go it alone when it comes to finding the perfect business insurance policy for your company. Nationwide works with Nationwide Insurance: Montgomery St John Insurance Agency and Cody Jameson Smith in order to help you find the best policy that not only meets your business needs, but also your budget. From start to finish, we walk you through the entire process.

    What type of business do you operate? This is just one of the questions that we ask when structuring a policy with you to meet your needs. During your consultation, we discuss the type of business you run, your operating costs, and how many employees you have. We also determine how much profit you bring in and if any laws govern the type of insurance you must carry for your company. We use all of this information to show you which policies would protect your business, which are optional, and which you may not need. We also discuss how much coverage you need and whether you would benefit from any specialized policies such as cyber liability insurance or employment practices liability coverage.

    Once you select your plan, you can rest assured we continue to work for you. In fact, using Nationwide's On Your Side® Review, we meet with you annually to discuss any changes in your business and determine if you would benefit from changes in your insurance coverage. If you are interested in learning more about customized policies for your small business in Des Moines, schedule a consultation appointment today. Visit us at 4214 Fleur Dr or call us at (515) 287-2443.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Montgomery St John Insurance Agency also offers products in AZ, CA, CO, FL, GA, ID, IL, IN, IA, KS, MI, MN, MO, MT, NE, NV, ND, OH, OK, OR, PA, SD, TN, UT, VA, WA, WI, WY. Please call for information on products in those states.

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