The Michael McGowen Agency Inc. in Albemarle, NC provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Michael McGowen Agency Inc. prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Beaver Falls feeling confident they have exactly the coverage they need.
Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Michael McGowen Agency Inc. works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
If you have questions about coverage options and policies, talk to one of our agents by calling us at (704) 983-3105. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting with Michael McGowen Agency Inc. in our office at 607 N Second St.
Home Insurance
Albemarle homeowners are experts when it comes to knowing everything there is to know about their house and property, but not all homeowners may be familiar with everything contained in their home insurance policies. Some policies are designed with a one-size-fits-all philosophy and may not provide adequate protection for special features like swimming pools, garages, carports, tree houses, and children's play equipment. Your home insurance policy should not be a mystery. Let the team at Michael McGowen Agency Inc. help you determine whether your policy is really providing the kind of protection your home requires. For years, Michael McGowen Agency Inc. has helped homeowners discover the right coverage for their needs.
Every home and residential property is a little bit different, which means coverage should be tailored to meet each situation. Changes to the property, such as renovation or remodeling, may require taking a look at your current policy. As a Nationwide agency, we provide our customers with personalized coverage solutions. This approach helps make sure you are getting the most value for your money.
We look forward to helping you access Nationwide home insurance and much more. Contact Michael McGowen Agency Inc. today by calling (704) 983-3105, or drop by our office on 607 N Second St. Our experienced agents are ready to help you improve your existing coverage or discover new policy options.
Life Insurance
At Michael McGowen Agency Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Albemarle think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact Michael McGowen Agency Inc. at (704) 983-3105 to arrange a time to meet in office at 607 N Second St,Albemarle,NC,28001 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
LAW-0244AO (05/18)
Business Insurance
While there are liabilities common to businesses of every size, small and startup companies can be especially vulnerable to the whims and circumstances of their industries. Michael McGowen Agency Inc. and the experts of Nationwide are working together to provide Albemarle entrepreneurs with protection that allows them to operate their businesses with the confidence that comes from knowing they're well taken care of.
No matter the industry that your company does business in, you should consider talking to your Michael McGowen Agency Inc. agent about a business owners policy. It's from here that the rest of your plan can grow, including basic protections such as business income loss coverage due to an interruption, and property insurance. After going through your basic protection, you can begin to look into additional options that will provide you and your employees with protection from more unusual instances. Our goal is to make it so our customers only need to focus on growing their business while we tend to providing them with the coverage they need.
Ready to see what we can do about protecting your business? Give us a call at (704) 983-3105, or feel free to visit us at our location at 607 N Second St.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Michael McGowen Agency Inc. also offers products in NC, SC. Please call for information on products in those states.