Hamby Fotheringham Agency in Hickory, NC

The Hamby Fotheringham Agency in Hickory, NC provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Hamby Fotheringham Agency focuses on explaining auto insurance coverage in a common sense way that members in Hickory appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
  
  Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Hamby Fotheringham Agency works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
  
  Finding out more about our policy options is easy. Our offices can be reached at (828) 324-2594, and agents are happy to take set appointments for in-person consultations at our office located at 1463 2nd St NE.

  Read MoreRead Less
• Home Insurance

  In order to have stable financial security measures in place, it is crucial that you invest in home insurance regardless of whether you own your house in Hickory outright or you still have payments to make on the mortgage. We at Hamby Fotheringham Agency are proud to offer Nationwide solutions designed to protect our members and their homes from weather hazards to crimes such as theft. Because your house is a place of love, life, and safety, Hamby Fotheringham Agency and our other experienced agents are prepared to help you and your family members get back to your normal lives as soon as possible should an incident occur.
  
  Everyone has a unique set of circumstances that requires specific kinds of protection, which is why our agents are trained to identify these circumstances and do the hard work of narrowing down the options for you. For example, if you own a pool in your backyard, then it may be in your interest to have liability coverage in the event that one of your guests suffers an injury while using it. If there are a substantial number of valuables such as jewelry and antiques in the house, something such as the Valuables Plus® plan can keep those items covered.
  
  By calling Hamby Fotheringham Agency at (828) 324-2594 today, you can become more educated about our available policies as well as discounts that are available. Our goal is to provide you with an insurance purchasing experience that is as stress-free as possible. Find out more by visiting us on 1463 2nd St NE or by giving us a call.

  Read MoreRead Less
• Life Insurance

  At Hamby Fotheringham Agency, we want to make customers aware of how easy and affordable life insurance is. We know many people in Hickory think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
  
  Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
  
  There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
  
  By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
  
  To better understand coverage options, we encourage you to contact Hamby Fotheringham Agency at (828) 324-2594 to arrange a time to meet in office at 1463 2nd St NE,Hickory,NC,28601 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
  
  
  LAW-0244AO (05/18)

  Read MoreRead Less
• Business Insurance

  Hamby Fotheringham Agency has extensive local knowledge of the various industries operating in Hickory and 28601, earned through past experience working with individual companies that call Hickory home. The professional liability needs of a doctor, lawyer, or real estate agent are much different than, say, the commercial property insurance needs of a wholesaler/distributor. And with our own brick-and-mortar location, we understand how important location is to commercial insurance - even to those businesses which lease their operating space.
  
  These diverse risk management needs also explain why we help so many of our commercial clients with a business owner's policy from Nationwide. With this type of policy, Hamby Fotheringham Agency can combine different coverages into a single policy customized for your company's goals and responsibilities. But no matter your business insurance needs, know that Hamby Fotheringham Agency can help you find coverage that makes sense for your Hickory company.
  
  Don't wait any longer to protect what you've worked so hard to build. Let Hamby Fotheringham Agency make sure your customers, employees, and business are covered. Give us a call at (828) 324-2594 to discuss how we can better manage your company's risk and set up a payment schedule that fits with your weekly, monthly, and annual business expenditures.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

  Read MoreRead Less

The Hamby Fotheringham Agency also offers products in NC, SC. Please call for information on products in those states.