The Hamby Fotheringham Agency in Hickory, NC provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Hamby Fotheringham Agency is your local expert for Hickory auto insurance and all the Nationwide policy options that go into building a personalized coverage solution. No matter what your driving habits, no matter the number and age of household drivers, there's an auto insurance policy that fits your needs. And it's not just the everyday automobile we can help with. If you have an RV, motorcycle, or boat, our agents can help you understand the unique coverage needs for these vehicles, too.
Have questions about policy types, claim amounts, or liability requirements that apply to NC drivers? Worried about potential gaps in your coverage? Interested in learning more about the Vanishing Deductible® program? Hamby Fotheringham Agency can give you the answers. We'll also make sure you receive all the discounts for which you qualify, and the On Your Side® Review makes sure your policy keeps up with your evolving auto insurance needs.
We recognize that purchasing auto insurance isn't exactly a favorite pastime for any Hickory driver. By partnering with Nationwide and providing great customer service, Hamby Fotheringham Agency can make things a little easier on you. Call us today at (828) 328-2609, and we'll take the stress out of shopping for 28602 car insurance. You can also schedule an appointment to talk about your coverage in person. Our office is located at 423 4th St SW.
Home Insurance
At Hamby Fotheringham Agency we understand that you want insurance coverage for your home in Hickory without any hassle. Your house and belongings have both economic and emotional value and our agency is here to help you choose insurance that offers both security and peace of mind. In the event of a covered loss, you can rest easy knowing we are here to help. Your coverage needs depend largely on the specifics of your property, such as swimming pools and outbuildings, and Hamby Fotheringham Agency can help you asses your insurance requirements and choose a policy that offers the coverage you need.
Hamby Fotheringham Agency has joined with Nationwide to provide you with a variety of sensible home insurance options, including customized coverage programs such as Brand New Belongings®. With this program, you'll receive the cash value of your possessions as well as coverage for any additional funds it takes to replace or repair them. If you enjoy hosting large group gatherings, we can help you determine whether you need additional coverage in case of an accident or injury to one of your guests. Whether your situation requires additional specialized insurance or is more traditional, we can help you find the coverage you need.
To find out more information regarding the programs that are right for you, call (828) 328-2609 today. Our experienced agents can help meet your needs with a customized insurance package, possible discounts, and hassle-free service. We can even help you choose and purchase a policy over the phone. Call today, or stop by our office at 423 4th St SW.
Life Insurance
No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Hamby Fotheringham Agency in Hickory. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.
From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.
If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Hamby Fotheringham Agency located at 423 4th St SW,Hickory,NC,28602. You’re also more than welcome to speak with Hamby Fotheringham Agency directly by calling (828) 328-2609.
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Business Insurance
You don't have to go it alone when it comes to finding the perfect business insurance policy for your company. Nationwide works with Hamby Fotheringham Agency in order to help you find the best policy that not only meets your business needs, but also your budget. From start to finish, we walk you through the entire process.
What type of business do you operate? This is just one of the questions that we ask when structuring a policy with you to meet your needs. During your consultation, we discuss the type of business you run, your operating costs, and how many employees you have. We also determine how much profit you bring in and if any laws govern the type of insurance you must carry for your company. We use all of this information to show you which policies would protect your business, which are optional, and which you may not need. We also discuss how much coverage you need and whether you would benefit from any specialized policies such as cyber liability insurance or employment practices liability coverage.
Once you select your plan, you can rest assured we continue to work for you. In fact, using Nationwide's On Your Side® Review, we meet with you annually to discuss any changes in your business and determine if you would benefit from changes in your insurance coverage. If you are interested in learning more about customized policies for your small business in Hickory, schedule a consultation appointment today. Visit us at 423 4th St SW or call us at (828) 328-2609.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Hamby Fotheringham Agency also offers products in NC, SC. Please call for information on products in those states.