Larry S Helms & Associates LLC in Indian Trail, NC

The Larry S Helms & Associates LLC in Indian Trail, NC provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Larry S Helms & Associates LLC prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Indian Trail feeling confident they have exactly the coverage they need.
  
  Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Larry S Helms & Associates LLC works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
  
  If you have questions about coverage options and policies, talk to one of our agents by calling us at (704) 233-4981. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting in our office at 319 Unionville Indian Trail Rd W.

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• Home Insurance

  Larry S Helms & Associates LLC has teamed up with Nationwide to help you find the right home insurance package for your needs. This includes evaluating both your home and any belongings important to you. With our Valuables Plus® coverage, you can protect expensive items such as works of art, antiques, or jewelry; and replacements are easier than ever with our Brand New Belongings® coverage. Larry S Helms & Associates LLC can answer any questions you have about protecting you and your family's most treasured possessions.
  
  The state of your home also comes in to play when determining what kind of home coverage is best for you. Any detached home additions are also important to evaluating your coverage needs, such as a pool or storage shed. Location also plays an important role in choosing the right home insurance. In Indian Trail, everything from zoning to weather can affect your coverage. Since Larry S Helms & Associates LLC is local to Indian Trail, our agents are knowledgeable of any local factors that may impact your coverage.
  
  Picking home insurance is a very manageable process when you have the right partner by your side. Give Larry S Helms & Associates LLC a call today at (704) 233-4981 and find out how to get started. You can also come visit us in person at 319 Unionville Indian Trail Rd W. We look forward to meeting you.

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• Business Insurance

  As a small business owner, you need to protect your investment. Separately purchasing each type of insurance you need can be costly and time-consuming, but there is a better option. A business owner's policy, also known as a BOP, from Nationwide combines some of the most important types of insurance into one easy-to-use policy.
  
  Larry S Helms & Associates LLC can help you create a BOP plan to meet your specific needs. Choose from packages designed for auto service businesses, retail businesses, food service companies, service businesses, or office companies. We can even create a custom plan based on your company's specific needs. BOP plans traditionally include property damage, general liability insurance, and income loss coverage due to an interruption, but we can also offer cyber liability, hired and non-owned auto insurance, accounts receivable, and several other options for your business.
  
  You may be wondering why you should choose a policy through Nationwide and Larry S Helms & Associates LLC. Simply put, Nationwide is the number one small business insurer in the country, having had the pleasure of protecting more than 500,000 small businesses in the United States. You will even receive an annual On Your Side® Review to make sure you still have the best protection available for your needs. To learn more, call us at (704) 233-4981 or stop by our offices on 319 Unionville Indian Trail Rd W.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Larry S Helms & Associates LLC also offers products in AZ, FL, GA, IN, MD, MT, NC, OH, PA, SC, TN, TX, VA, WV, NJ. Please call for information on products in those states.