The Byus & Associates, Inc. in Kings Mountain, NC provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Byus & Associates, Inc. understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Kings Mountain.
Byus & Associates, Inc. builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
To learn more about our policies, or to buy one, contact our offices at (704) 739-3953. Or, call to schedule an appointment at our office at 210 E King St.
Home Insurance
Part of protecting your family's financial future is purchasing appropriate insurance for your life situation. For homeowners, coverage for your property is important for your financial security. Byus & Associates, Inc. offers several types of home insurance products so you can find the protection you need. Speak with Byus & Associates, Inc. to find out which type of home insurance is the best for you.
Just as homes can vary greatly from one another, home insurance policies do as well. You want to obtain coverage that will fully protect you against potential risks, without overpaying for coverage you do not need. The size and type of your home are just some of the factors that can affect which provisions you will want your policy to include. Call (704) 739-3953 or schedule an appointment for a consultation with Byus & Associates, Inc. in Kings Mountain to discuss your customized options.
We at Nationwide want you to feel comfortable and secure with the protection you have. We know that your circumstances are highly individual and we want you to be protected from every angle. You can come into the agency office on 210 E King St to speak with highly qualified insurance professionals who will give you the information you need to decide which policy to choose.
Life Insurance
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Byus & Associates, Inc. are here to help people like you in the Kings Mountain area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (704) 739-3953 and ask for Byus & Associates, Inc.. We are located at 210 E King St,Kings Mountain,NC,28086 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
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Business Insurance
The business you own is something you wake up thinking about, and the issues of the day linger in your mind way past closing time. Whether your business is properly insured may be one of those issues, and if so, we'd like to help. Byus & Associates, Inc. works with Nationwide to offer you insurance coverage to put your mind at ease. There are many different options, and we can combine those that are the most appropriate for your specific kind of business so that you will be covered for potential problems that are of the most concern to you.
A business owner's policy, also known as a BOP, might be the perfect solution for coverage. If you have fewer than 100 employees and less than $5 million in annual sales plus property or equipment you want to protect, a BOP is worth exploring. To begin with, you'll be covered for property damage and general liability. It might be wise to add crime insurance to protect your business against fraud or theft, and equipment breakdown insurance which covers mechanical and electrical equipment as well as your computers. Speaking of computers, you might also want to add cyber liability insurance, which is great to have if someone hacks your computers and your electronic data is compromised.
We know how hard you work to keep your customers happy and your company running on an even keel. When you're ready to talk about insurance protection, just give Byus & Associates, Inc. a call at (704) 739-3953, or stop by our 210 E King St office in Kings Mountain. Having comprehensive coverage for your business will mean one less thing you have to think about when you wake up in the morning.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Byus & Associates, Inc. also offers products in NC, SC, WV. Please call for information on products in those states.