The Byus & Associates, Inc. in Lincolnton, NC provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Byus & Associates, Inc. has been helping Lincolnton drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Byus & Associates, Inc. will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.
No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Lincolnton area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.
Byus & Associates, Inc. can answer questions about coverage limits, policy options or billing schedules. Our expertise and Lincolnton auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (704) 735-2425. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Byus & Associates, Inc. is located at 206 Lithia Inn Rd..
Home Insurance
Byus & Associates, Inc. can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Lincolnton agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Lincolnton neighborhoods are, no two households are exactly the same, even within 28092.
For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Lincolnton home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.
Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Byus & Associates, Inc. walk you through the options and clearly explain your policy choices. Simply give us a call at (704) 735-2425. Or, if you're in the 28092 area during office hours, swing by our Lincolnton location at 206 Lithia Inn Rd., and we can discuss your home insurance options in person.
Life Insurance
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Lincolnton, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Byus & Associates, Inc. and Byus & Associates, Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (704) 735-2425 for an appointment with an agent. Feel free to stop by 206 Lithia Inn Rd.,Lincolnton,NC,28092 to discuss Nationwide coverage options in person.
LAW-0239AO (05/18)
Business Insurance
The only thing better than having the perfect business idea is having a complete insurance plan to protect your business. Byus & Associates, Inc. works with Nationwide to provide Lincolnton business owners with high quality protection for their companies, employees, and the future of their businesses.
Just like with any other type of insurance, the type of business you have is one of the largest factors that determines how your protection is designed. For instance, if you have delivery trucks or other company vehicles, you'll want a plan that includes commercial auto insurance. Some business owners also decide to include umbrella insurance with their protection in case they incur a particularly hefty accident or lawsuit. To better safeguard your peace of mind so you can put all of your focus on operating your business, we'll sit down with you to add a personal touch to your plan so that you can get the coverage you need.
While we may not know your business as well as you do, we certainly know how to protect that business. To learn more, be sure to swing by and pay us a visit at 206 Lithia Inn Rd. at your earliest convenience. If business is booming and you're unable to pull yourself away, you're also welcome to give us a call at (704) 735-2425.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Byus & Associates, Inc. also offers products in NC, SC, WV. Please call for information on products in those states.
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