The Kelly B Murphy in Sparta, NC provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Kelly B Murphy prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Beaver Falls feeling confident they have exactly the coverage they need.
Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Kelly B Murphy works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
If you have questions about coverage options and policies, talk to one of our agents by calling us at (336) 372-8717. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting with Kelly B Murphy in our office at 484 South Main St.
Home Insurance
Protecting your Sparta property and family from loss is just one of the goals of a home insurance plan. Offering you peace of mind both now and in the event of a loss is one of our top priorities at Kelly B Murphy. That's why we help you assess your insurance needs before they arise by taking into consideration all the specifics that affect your situation. Many factors influence your need for coverage, including having a pool or detached buildings on your property. Kelly B Murphy will help you determine your needs and choose adequate coverage.
Our relationship with Nationwide allows us to offer you a variety of policies that enhance traditional coverage for both personal injury and loss. If you store high-value items at home, or have fine art you'd like to insure, we can help with Valuables Plus®, a program designed specifically for those special heirlooms or prized possessions. If you need to file a claim, we are here to help expedite the process and assist you in getting your home back to normal again.
Give us a call today at (336) 372-8717 to find out more information regarding programs that are right for your situation. Alternately, you can find a time to meet at our office located at 484 South Main St. Let us help you with bundling discounts, additional coverage, and a policy that will leave you worry-free
Life Insurance
No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Kelly B Murphy in Sparta. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.
From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.
If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Kelly B Murphy located at 484 South Main St,Sparta,NC,28675. You’re also more than welcome to speak with Kelly B Murphy directly by calling (336) 372-8717.
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Business Insurance
Managing the daily operations of a business can be challenging, especially since you may wear more than one hat throughout the day. At Kelly B Murphy in Sparta, we offer a variety of insurance solutions to help keep your business safe and secure, which leaves you with one less thing to worry about. We understand that every business has its own needs which is why we offer customizable coverage that fits your situation the best way possible. Whether it is a one-man shop or you have a number of employees, we can create a policy for you.
If you are unsure about what types of coverage you may need, we are here to help. Kelly B Murphy will ask the right questions to determine what your company's needs are and make sure that you are properly protected against the unexpected. You may need business auto coverage, umbrella coverage, business interruption, or equipment breakdown insurance. You can also combine liability, property, and crime coverage into one convenient package if that works best for you.
As part of our service to you, we will review your policy coverage so that you understand exactly what is covered, what your deductibles are, and what your limits are so that there are no surprises down the line. We will also perform periodic reviews and make changes as necessary, as your business grows. We know your time is valuable, which is why we make it easy to sign up for a policy. You can visit our office at 484 South Main St or give us a call at (336) 372-8717.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Kelly B Murphy also offers products in NC, VA. Please call for information on products in those states.