Our Insurance Products
Understanding the language of insurance policies can be difficult, which is why Howard D Allman focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Howard D Allman to fit any driver's needs in Sylva.
Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Howard D Allman understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
To ask questions about coverage or to talk to Howard D Allman about other discounts you might qualify for, give our offices a call at (828) 586-2923. We are also able to make appointments for face to face consultations at our office located at 447 W Main St. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.
Long before it's time for your first house-warming party, make sure you get home insurance coverage from Nationwide and Howard D Allman. Our agents can help you take care of this essential step of becoming a Sylva homeowner. They can also help long-time homeowners search for a better solution to their home insurance needs.
Along with sound decisions about covered damages and claim limits, there are a number of ways to personalize and save on your Sylva homeowner's policy. Concerned about an aging roof and what's going to happen when it needs to be replaced? Nationwide's exclusive Better Roof Replacement® may be a great choice for your policy. Have any high-value possessions? More than just the dwelling and essential contents, Valuables Plus® may be an important policy addition. Explore, too, options to add smoke detectors, burglary alarms, or other qualifying devices to your home.
Best of all, it doesn't need to take endless hours to research and agonize over these decisions. Let one of our Howard D Allman agents demystify the process without oversimplifying it. Call us at (828) 586-2923 to discuss your property and policy coverage. All of our Sylva customers are welcome to make an office appointment, but especially if you live in the 28779 area, it might be just as easy to swing by and talk about your coverage in person. It's all part of the flexibility and customer service you can expect from Howard D Allman.
When you’re ready to purchase life insurance, it helps if you start off by choosing a good life insurance agent in Sylva. Whether you already have a policy and are looking to update coverage for yourself or you’re ready to start a family and want to learn coverage options, you’ll need an agent that is as good as the insurer they represent. At Howard D Allman, our agents work hard to provide customers with the service and coverage options they need to strengthen their families’ financial security and help them enjoy peace of mind.
There are many types of life insurance for you to consider as you determine what your financial security needs are. A good agent’s assistance is invaluable. They can help you understand confusing industry jargon. They can also educate you about different coverage options to enable you to make well-informed decisions that provide your family with enough death benefit to keep them financially comfortable in the event of your untimely death. Think about if you live longer than expected. As you grow older, you and your family’s financial needs will change, especially if you require long-term care. Do not leave anything to chance and unexpected circumstance. Think about your current financial obligations, how much you can afford for premiums and future financial goals.
If you’re not sure how to get the coverage you need or are not sure if your current policy is enough, feel free to stop by 447 W Main St, Sylva, NC, 28779 to speak with Howard D Allman. You can also contact them directly by dialing (828) 586-2923.
We all get insurance with the hope of never having to use it. While we at Howard D Allman can attest to Nationwide's outstanding claims resolution process, it's still incumbent upon every small business owner to do all that he or she can in terms of risk prevention. As the preferred insurer for many small businesses in the Sylva area, Nationwide has seen just about every liability scenario that you can imagine. Fortunately for you, the folks at Nationwide use this experience as a resource to help you prepare to avoid these same issues afflicting your company. What business owner doesn't have concerns about the safety and stability of his or her company, employees, and customers? If your risk potential is keeping you up at night, turn to Nationwide. They have a wealth of information for you on managing the risks associated with worker and customer safety, fire or equipment failure, and professional, product, or general liability. Putting this advice into practice can reduce your chances of needing to call upon your policy for assistance. Yet if you do need to rely on Nationwide for coverage, rest assured that you have the best team in the business handling your claim. With Nationwide, you truly have an insurer that cares about your company's protection. Not only does it act as a resource for risk management strategies, but it will also be there to help you recover if and when an issue does arise. To learn more about safety and loss prevention or any other of the advice and services Nationwide offers, contact Howard D Allman by calling (828) 586-2923 and scheduling an appointment to come by our office on 447 W Main St. Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Howard D Allman also offers products in NC. Please call for information on products in those states.
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