Larry W Payne Agency LLC in Waynesville, NC

The Larry W Payne Agency LLC in Waynesville, NC provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  When you're shopping for auto insurance, it helps for you to treat the experience like you are shopping for an insurer too. After all, the relationship you have with your insurer and their track record for accommodating its members plays a significant part in how well you recover from any covered events. Working with Larry W Payne Agency LLC on 523 S Haywood St will minimize any inconvenience you may experience. Your needs are our concerns, and we will be there to answer any questions or coverage issues you may have.
  
  We want to protect what matters most to you so you can enjoy it with more freedom. Your vehicles are assets that need to be covered by an insurer that caters to its members. By working with Nationwide, we offer you a fast, efficient, and pleasant experience with On Your Side® Claims Service. There are opportunities for savings, including discounts for multiple vehicles and maintaining a good driving history. You can also enjoy easy access to your information and member resources to get the answers you need 24/7.
  
  We want you to get the level of coverage that is most suited for your needs and situation. Call (828) 456-7626 so you can speak with Larry W Payne Agency LLC in Waynesville. We'll perform an On Your Side® Review so you can get a policy that protects all of your vehicles and household drivers at a low price that you can comfortably afford.

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• Home Insurance

  Your home is where your life takes place, so your home insurance policy should keep up with you and not the other way around. With Larry W Payne Agency LLC, we are here to help you find affordable, personalized insurance coverage to make your life a little bit easier. We tailor your policy to reflect your needs and to ultimately protect your property, assets, and loved ones if you experience a covered loss. Our team can discuss your needs, your concerns, and budget to come up with a policy that gives you greater peace of mind.
  
  In Waynesville, there are certain hazards unique to this area that can put your home at risk, and you probably already know what they are. We're also familiar with these risks and want to make sure your policy protects you if you experience one. Not only will we listen to your needs, but we'll also give you suggestions and information about our specialized products to take the hassle out of shopping for insurance. For example, with our Brand New Belongings® coverage program, you get help replacing or repairing your covered items if disaster ever strikes. Through this program, your belongings are protected up to their full value.
  
  The quality of our insurance assistance speaks for itself, and we can't wait to partner with you. Call (828) 456-7626 today to find out more about protecting your home with a personalized policy. Or, come and see us at our office located at 523 S Haywood St.

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• Business Insurance

  Owning your own business can be exciting and challenging at the same time. Making sure that your assets are properly protected is an important part of being a responsible and successful business owner, and we at Larry W Payne Agency LLC in Waynesville can help you determine the types of coverage that you need. We know that every company has its own risks, and we make it simple by offering coverage that is specific to each industry such as retail, professional, auto service, food and beverage, contracting, distributing, and specialized services. You can also add on additional solutions for your specific risk strategies.
  
  Some business owners choose our business owners policy (BOP), which is a convenient package that includes general liability coverage, property insurance, coverage against theft and fraud, income loss coverage due to an interruption, and more. If you choose this package, Larry W Payne Agency LLC will sit down with you and ask specific questions so that the coverage is customized to your business. We will also help figure out if you need any other options to fill in coverage gaps so that you are adequately protected.
  
  As your business grows, we will be there to make recommendations on your policy whether it is to add additional coverage, change your limits, or increase your umbrella amounts. We will also help in the event that you need to file a claim. We can be reached at (828) 456-7626 to answer any of your questions or to sign up for a policy. You can also stop into our office, conveniently located at 523 S Haywood St, during business hours to speak with one of our agents in person.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Larry W Payne Agency LLC also offers products in FL, GA, MI, NC, OH, SC, TN, TX. Please call for information on products in those states.