Larry W Payne Agency LLC in Waynesville, NC

The Larry W Payne Agency LLC in Waynesville, North Carolina provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  You know the importance of being a responsible driver who is defensive and aware of your surroundings. Now, it is time to enlist the help of Larry W Payne Agency LLC so we can create an auto insurance policy that is customized to meet the needs of your family. We take our job seriously and are confident we can design a policy that accurately addresses the unique risks your family faces.
  
  When you begin working with Larry W Payne Agency LLC at our Waynesville office location, you will notice that adding drivers to your policy or modifying coverage options is simple, efficient, and understandable. By working together with Nationwide, we provide an On Your Side® Review where we assess changes that need to be made to your policy. We also look for ways to lower the rates you pay and provide you with discounts for which you may qualify such as good student discount or multi-policy discount.
  
  There is no greater time than now to protect your family with the security of a reliable auto insurance policy. You can call us today at (704) 980-0998 to set up an appointment at our office located at 987 N Main St. We look forward to helping you acquire the coverage you need.

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• Home Insurance

  Many people think that finding the perfect home insurance policy is impossible. This may be true for some, but not for homeowners who have Nationwide insurance policies. At Larry W Payne Agency LLC, we help homeowners just like you find a policy that fits their needs and budgets every day. A high-quality insurance policy will provide you with coverage in the event your home is damaged or destroyed by a natural or man-made disaster.
  
  Whether you are facing a fire, break-in, or storm, a Nationwide policy can provide you with a sense of stability and peace of mind. A personal umbrella policy can also provide an extra layer of liability protection for your assets if there's a serious accident.
  
  Our professional and courteous Nationwide agent is available to answer any questions you or your loved ones may have about insurance. Larry W Payne Agency LLC is located at 987 N Main St. Contact our office at (704) 980-0998 to speak with our agent.

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• Life Insurance

  Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
  
  We at Larry W Payne Agency LLC are here to help newlyweds in the Waynesville area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
  
  In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
  
  After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
  
  Call Larry W Payne Agency LLC at (704) 980-0998. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 987 N Main St.
  
  
  LAW-0247AO (05/18)

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• Business Insurance

  We all get insurance with the hope of never having to use it. While we at Larry W Payne Agency LLC can attest to Nationwide's outstanding claims resolution process, it's still incumbent upon every small business owner to do all that he or she can in terms of risk prevention. As the preferred insurer for many small businesses in the Waynesville area, Nationwide has seen just about every liability scenario that you can imagine. Fortunately for you, the folks at Nationwide use this experience as a resource to help you prepare to avoid these same issues afflicting your company.
  
  What business owner doesn't have concerns about the safety and stability of his or her company, employees, and customers? If your risk potential is keeping you up at night, turn to Nationwide. They have a wealth of information for you on managing the risks associated with worker and customer safety, fire or equipment failure, and professional, product, or general liability. Putting this advice into practice can reduce your chances of needing to call upon your policy for assistance. Yet if you do need to rely on Nationwide for coverage, rest assured that you have the best team in the business handling your claim.
  
  With Nationwide, you truly have an insurer that cares about your company's protection. Not only does it act as a resource for risk management strategies, but it will also be there to help you recover if and when an issue does arise. To learn more about safety and loss prevention or any other of the advice and services Nationwide offers, contact Larry W Payne Agency LLC by calling (704) 980-0998 and scheduling an appointment to come by our office on 987 N Main St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Larry W Payne Agency LLC also offers products in FL. Please call for information on products in those states.