Frequently asked questions
Our Insurance Products
Look to the insurance provider who is there when you need them when it comes to vehicle insurance services. Overbay Insurance Services works with Nationwide to offer members a wide variety of discounts and services. We are also available to answer any questions you may have about auto insurance plans, either over the phone or in person. Just talk Overbay Insurance Services to find out more.
We make sure to thoroughly review your insurance needs before finalizing anything. It is our goal that you walk away with protection that you completely understand and can count on. We also make sure you know exactly which of our many discounts are available to you, such as those for good students or for using our ecofriendly paperless billing plan. These discounts may be applied to our many insurance protection options. We offer solutions like liability coverage and roadside assistance. Because we are located locally in Waynesville, we know what the specific weather and traffic conditions are like. We can walk you through the protection options for your vehicles and those specific to Waynesville. Have peace of mind that comes from a personalized insurance plan.
Overbay Insurance Services is willing to talk to you whenever you have the time. You can call us at (828) 452-4699 or schedule an in-person appointment at 219 Walnut St. Our door is always open and your questions will always be answered.
As a responsible home owner, it is important that you have suitable protection against unexpected loss. There are a number of factors that will determine what types of coverage you may need. Whether you live in a severe weather-prone area, you have a pool, or you have a detached garage, Nationwide can provide the policies to fit your needs. At Overbay Insurance Services in Waynesville, we work with Nationwide. This means that we take the time to ask the right questions to make sure that you have adequate coverage to protect your home and personal belongings.
Some may think that having basic coverage will cover all losses, but this is not the case. Overbay Insurance Services will go over optional solutions such as other structures coverage, personal umbrella, and earthquake coverage. We also strive to make insurance as affordable as possible and will go over discounts that you may qualify for, such as if your home has a fire or burglary alarm.
Along with explaining your coverage in detail, we will also be available to help you out in the event you have to file a claim. If you're not exactly sure what your policy should include, we will help you out. Call our office at (828) 452-4699 to speak with a qualified agent or set up an appointment. You can also stop by our office at 219 Walnut St for a complimentary consultation to discuss your insurance needs.
No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Overbay Insurance Services in Waynesville. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.
From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.
If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Overbay Insurance Services located at 219 Walnut St,Waynesville,NC,28786. You’re also more than welcome to speak with Overbay Insurance Services directly by calling (828) 452-4699.
Overbay Insurance Services has extensive local knowledge of the various industries operating in Waynesville and 28786, earned through past experience working with individual companies that call Waynesville home. The professional liability needs of a doctor, lawyer, or real estate agent are much different than, say, the commercial property insurance needs of a wholesaler/distributor. And with our own brick-and-mortar location, we understand how important location is to commercial insurance - even to those businesses which lease their operating space.
These diverse risk management needs also explain why we help so many of our commercial clients with a business owner's policy from Nationwide. With this type of policy, Overbay Insurance Services can combine different coverages into a single policy customized for your company's goals and responsibilities. But no matter your business insurance needs, know that Overbay Insurance Services can help you find coverage that makes sense for your Waynesville company.
Don't wait any longer to protect what you've worked so hard to build. Let Overbay Insurance Services make sure your customers, employees, and business are covered. Give us a call at (828) 452-4699 to discuss how we can better manage your company's risk and set up a payment schedule that fits with your weekly, monthly, and annual business expenditures.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Overbay Insurance Services also offers products in NC. Please call for information on products in those states.
Nationwide mobile app
- Pay your bill
- View insurance cards without logging in
- View your policies
- Start an auto claim