Risk & Insurance Solutions Inc. in Kearney, NE

The Risk & Insurance Solutions Inc. in Kearney, NE provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Don't let confusing terminology keep you from driving with quality insurance. If you have questions about your protection, then Risk & Insurance Solutions Inc. is here to help. At Risk & Insurance Solutions Inc., we work with Nationwide to provide you with personalized automobile insurance solutions. No matter where you are in life, we will make sure you get the coverage that is right for you.
  
  With Nationwide's On Your Side Review®, you leave our office knowing you have the right coverage for the drivers and vehicles in your household. For example, when an accident happens, having uninsured and underinsured coverage options could help in case the other party cannot pay for the damages caused. You can also get our roadside assistance and rental reimbursement insurance to get you back on the road faster after an accident. We will work with you to ensure any discounts you qualify for are applied to lower the impact insurance has on your budget. There are discounts for good drivers, good students, and even for ecofriendly practices like our paperless billing plan. If you are driving in Kearney, know that we will always be there when you need us.
  
  Come in today and talk to Risk & Insurance Solutions Inc.. You can visit us at 2620 2nd Ave or call in advance at (308) 698-7711 to schedule an appointment. We welcome any questions you may have, so do not hold back. Our goal is to provide you with affordable and understandable vehicle protection.

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• Home Insurance

  Congratulations on becoming a proud Kearney homeowner! With all of the energy and resources you spent searching for and bidding on your home, Risk & Insurance Solutions Inc. knows the last thing you want to do is spend hours finding a viable insurance plan to protect your investment. With our help, along with the teamwork of Risk & Insurance Solutions Inc.and the knowledgeable folks at Nationwide, safeguarding your home and all of your belongings can be a smooth process.
  
  Insurance is one of life's many little necessities, and a requirement in some cases, but it's best that you take your insurance needs seriously, because we certainly do. Our goal is to provide you with all of the information you need to be sure that your home is protected if something unexpected occurs. Risk & Insurance Solutions Inc. can talk you through determining the value of your belongings which can help you avoid underinsuring yourself. We also make sure your customized plan is explained to help you understand which risks are and are not covered by your plan, and you'll be well-educated on how your deductibles work. When members come to us, we want them to leave feeling as if they know more about insurance than we do.
  
  If your home is currently in construction, or even if you're just thinking about buying a home, we'd love to have the opportunity to chat with you about your options and any discounts for which you may qualify. Whenever you're ready, pick up the phone and dial us up at (308) 698-7711 or visit us at 2620 2nd Ave.

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• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Kearney life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at Risk & Insurance Solutions Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (308) 698-7711 and ask for Risk & Insurance Solutions Inc. or visit us at 2620 2nd Ave,Kearney,NE,68847. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

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• Business Insurance

  No professional organization or company should go without an insurance package that meets their needs for risk management. Whether your business is established and operating already or you are a small start-up just getting organized, having the right protection means being secure about your choices when your company acts on opportunities. Risk & Insurance Solutions Inc. understands this, which is why our business insurance solutions are customized to your industry, business size, and factors local to Kearney.
  
  Risk & Insurance Solutions Inc. can discuss a business owner's policy with you to get you started. The business owner's policy is the closest thing to a comprehensive plan there is when it comes to business insurance, and it covers most of what most companies need. From there, an On Your Side® Review can help to assess any additional coverage options or policies that would help round out your company's risk management. These may include provisions like cyber liability, accounts receivable insurance, and equipment breakdown coverage.
  
  Finding the right coverage for your company is important, but that doesn't mean you need to know everything there is to know about insurance coverage to be secure. That's what our agents are here for and why Risk & Insurance Solutions Inc. works with Nationwide. This combination of expertise and access to the customizable coverage makes certain that our agents are ready to advise you about your business insurance needs. Call (308) 698-7711 today to get answers to your questions or buy policies over the phone. You can also set an appointment for a consultation at our offices, located at 2620 2nd Ave.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Risk & Insurance Solutions Inc. also offers products in AZ. Please call for information on products in those states.