Frequently asked questions
Our Insurance Products
While you might be one of the safest drivers in Lincoln, there's no guarantee that you'll never be involved in an accident. Richards Insurance Agency is here to make sure you and your passengers are well prepared for any incident waiting for you down the road. To add an extra layer of protection, Richards Insurance Agency has made it easy to get the right coverage through a policy backed by Nationwide.
In addition to traditional driving vehicles, we know how to make sure you have the right plan for other vehicles such as RVs, motorcycles, and even ATVs. If it has an engine and tires, there's a good chance we can insure it and give you peace of mind at the same time. Just as there are different driving styles, there are different auto insurance needs. We learn how you drive, where you drive, the safety and security features on your vehicle, and if there are any special coverage options that may need to be added onto your policy.
Ready to drive off into the sunset with true peace of mind? Stop by and see us at 3325 A St, or pick up the phone and call us at (402) 434-0480.
At Richards Insurance Agency it's our job to increase your sense of financial security and peace of mind through adequate home insurance. There are many components that make up a well-designed insurance policy and we can help you understand and choose the right types and amounts of coverage for your individual situation. Your location in Lincoln, the number of detached buildings on your property, and your personal belongings all affect the type of coverage you need to be sufficiently protected.
We want your entire experience with Richards Insurance Agency to be simple and hassle-free and that's why we work with Nationwide. Specialized coverage, easy claims processing, and top-notch service are the standard, and each policy is tailored to fit your specific structure and situation. With focused optional coverage such as Brand New Belongings®, you can receive assistance in replacing or repairing your covered belongings.
Whatever options you choose, we strive to make your entire insurance experience, from choosing a policy to filing a claim, as simple as possible. If you need coverage but don't have time to stop in our office, give us a call at (402) 434-0480. We can design a policy over the phone and answer any questions you may have about protecting your valuables. Call today for service or to schedule an appointment at our office located at 3325 A St.
Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
We at Richards Insurance Agency proudly work with residents in the Lincoln area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call Richards Insurance Agency at (402) 434-0480. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 3325 A St. We look forward to seeing you.
Acting proactively is one key to small-business success. Whether you run a dry cleaner business, florist shop, real estate office, attorneys office, or something else entirely, we at Richards Insurance Agency have many excellent insurance solutions to offer you thanks to our working with Nationwide. Nationwide and its agents insure more than 500,000 small businesses all across the United States, and we are committed to providing quality coverage in Lincoln that is affordable and meets your needs.
If you are uncertain about where to start with your insurance plan, we offer On Your Side® Reviews to assess your business and to make recommendations to the types of insurance coverage you may need. Another good way to approach the matter is to get a business owners policy, or BOP, specific to your industry type. After that, you can add on options to fit specific situations. For example, such additional coverage options include workers compensation insurance, cyber liability insurance, accounts receivable insurance, and crime insurance. Even two businesses in the same industry may have vastly different insurance needs, so we make many coverage choices available. Business size, finances, and target customer base can often factor into insurance coverage as well.
It is natural to wonder about the amount and type of coverage that is appropriate for your business. Contact our office today to get answers. You can give us a call at (402) 434-0480 or visit us on 3325 A St to protect your business as much as possible.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Richards Insurance Agency also offers products in CO. Please call for information on products in those states.
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