Innovative Insurance Group in River Edge, NJ

The Innovative Insurance Group in River Edge, NJ provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Innovative Insurance Group understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in River Edge.
  
  Innovative Insurance Group builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
  
  To learn more about our policies, or to buy one, contact our offices at (201) 261-1880. Or, call to schedule an appointment at our office at 888 Kinderkamack Rd.

  Read MoreRead Less
• Home Insurance

  It makes no difference how small or large your home is, it should be paired with an adequate home insurance plan that meets your needs. It's this philosophy that drives Innovative Insurance Group and Innovative Insurance Group to make sure each member has a home insurance plan that accounts for most circumstances. Taking that dedication a step further, we've teamed up with the experts at Nationwide to better provide for our members and protect their residential investments.
  
  We look forward to learning more about the features of your River Edge home, your most prized possessions, why you decided on your current neighborhood, and whether you plan on making any exciting upgrades to your property in the future. All of these factors determine what kind of protection you need. We know how confusing home insurance can sometimes be, which is why we take the time necessary to thoroughly review your plan to make sure you understand how it provides the solid protection we're known for.
  
  While we don't live in your home, we'll most certainly safeguard it and everything inside of it as if your home were ours. Innovative Insurance Groupand the rest of us here at Innovative Insurance Group stand ready to answer your questions and address your concerns. Just give us a call at (201) 261-1880, or stop by and see us at 888 Kinderkamack Rd. We'll do our absolute best to make you feel right at home.

  Read MoreRead Less
• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a River Edge life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at Innovative Insurance Group will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (201) 261-1880 and ask for Innovative Insurance Group or visit us at 888 Kinderkamack Rd,River Edge,NJ,07661. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

  Read MoreRead Less
• Business Insurance

  As a small business owner, you may have already purchased property insurance and general liability insurance, but did you know you could be protecting your assets even further? Nationwide, in conjunction with Innovative Insurance Group, provides a wide variety of specialized business insurance policies to benefit many types of businesses.
  
  Are you wondering what more you could need? Many business owners choose to add an umbrella policy to their coverage. Sometimes something occurs that the main policy cannot cover in full. If this happens, umbrella insurance acts as additional protection for a liability claim. Others opt to add income loss coverage and use it to pay bills and employees if they ever experience a business interruption. Depending on the type of business you run, you may be required to carry workers' compensation insurance in case an employee becomes injured on the job. Equipment breakdown policies, crime insurance policies, and cyber liability policies are all popular as well. If you are feeling overwhelmed by all the options, don't worry. Our experienced agents can help you determine which policies would work well for your company. Together, we will come up with a package that protects you at a budget you can afford.
  
  If you run a small business in River Edge, Nationwide and Innovative Insurance Group are ready and willing to help you. To learn more about which small business policies are right for you, call us at (201) 261-1880 or stop into our offices at 888 Kinderkamack Rd.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

  Read MoreRead Less

The Innovative Insurance Group also offers products in CT, FL, NY, PA, SC, NJ. Please call for information on products in those states.