Innovative Insurance Group in Wharton, NJ

The Innovative Insurance Group in Wharton, NJ provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Your vehicle is an investment in both access and opportunity, which is why it's important to make sure it has the insurance coverage that you need to protect it. Innovative Insurance Group knows how important this is to drivers in Wharton, which is why we work with Nationwide to provide policies to our members. Each vehicle and each driver is unique, so their insurance coverage also needs to be.
  
  When building a policy, Innovative Insurance Group asks members to look at the level of liability coverage they need first. From there, we help you figure out the best combination of collision and comprehensive coverage to protect the vehicle from damage when it is in motion and when it is parked. We will also work with you determine what discounts you may qualify for. For example, safe driving history and the vehicle's onboard safety options may help drivers reduce the cost for insurance.
  
  Get the peace of mind you need by getting the policy that fits your needs. Call (973) 328-0200 today. Our agents are ready to answer questions, provide quotes, and sell policies over the phone for our clients' convenience. If you prefer to review your insurance needs face-to-face, you can also call to schedule an appointment. Face-to-face appointments are held in our office at 1 S Main St.

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• Home Insurance

  Innovative Insurance Group can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Wharton agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Wharton neighborhoods are, no two households are exactly the same, even within 07885.
  
  For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Wharton home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.
  
  Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Innovative Insurance Group walk you through the options and clearly explain your policy choices. Simply give us a call at (973) 328-0200. Or, if you're in the 07885 area during office hours, swing by our Wharton location at 1 S Main St, and we can discuss your home insurance options in person.

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• Life Insurance

  No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Innovative Insurance Group in Wharton. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.
  
  From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.
  
  If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Innovative Insurance Group located at 1 S Main St,Wharton,NJ,07885. You’re also more than welcome to speak with Innovative Insurance Group directly by calling (973) 328-0200.
  
  
  LAW-0242AO (05/18)

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• Business Insurance

  Exponential growth is an important goal of many business owners, and can also be a sign of success. Accelerating your operation to that breakthrough point takes planning and solid management. Knowing how to assess risk and how to cover it so that you smooth over challenges on the way to attaining that success is key, and Innovative Insurance Group understands that and works with Nationwide to bring you an adaptable and complete small business coverage in Wharton.
  
  The first step in planning out the right coverage is understanding the unique features of your company, including its size and assets as well as the basic risk factors involved in the industries you operate within. An On Your Side® Review by Innovative Insurance Group is designed to do this. They reveal both the basic policies and the extended options that you need to make sure you have the right coverage, from accounts receivable insurance to product liability coverage for any goods you manufacture.
  
  To get things started, Innovative Insurance Group recommends a business owner's policy, which is the closest available option to comprehensive coverage. From there, other coverages for important properties and assets can be worked out according to whether or not the plan already provides for them. Getting the process started is easy. Just call (973) 328-0200 to make an appointment for a consultation at 1 S Main St. You can also get your questions answered and buy policies over the phone, so if you know what you need, get in touch with an agent today.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Innovative Insurance Group also offers products in NJ. Please call for information on products in those states.