, Insurance Agent

Northern Capital Insurance Group

Main Number
(320) 259-4474(320) 259-4474

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Northern Capital Insurance Group in Saint Cloud, Minnesota provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance
    You know the importance of being a responsible driver who is defensive and aware of your surroundings. Now, it is time to enlist the help of Northern Capital Insurance Group so we can create an auto insurance policy that is customized to meet the needs of your family. We take our job seriously and are confident we can design a policy that accurately addresses the unique risks your family faces.

    When you begin working with Northern Capital Insurance Group at our Saint Cloud office location, you will notice that adding drivers to your policy or modifying coverage options is simple, efficient, and understandable. By working together with Nationwide, we provide an On Your Side® Review where we assess changes that need to be made to your policy. We also look for ways to lower the rates you pay and provide you with discounts for which you may qualify such as good student discount or multi-policy discount.

    There is no greater time than now to protect your family with the security of a reliable auto insurance policy. You can call us today at (320) 259-4474 to set up an appointment at our office located at 3801 3rd St N. We look forward to helping you acquire the coverage you need.
  • Homeowners Insurance
    Every homeowner in Saint Cloud deserves to have the right kind of insurance coverage. These valuable policies provide peace of mind and valuable forms of protection for as long as you own your home. In the midst of all the unexpected things that can happen to a home, it is good to know that and the rest of our Northern Capital Insurance Group team are working hard to help you. By providing exceptional Nationwide coverage customized to the individual needs of homeowners like you, we can help ensure that your insurance is doing more to protect you.

    Personalized insurance solutions take into consideration the distinctive qualities of your home and property. Homeowners policies designed to suit everyone might leave out important property features, such as free-standing garages, that are unique to your situation. can provide a fresh look at your existing coverage and your current coverage needs. This is a great way to make sure that you are not overpaying for insurance features that you do not need while still making sure that your entire home and property are receiving the right kind of protection.

    Helping people get more from their insurance is part of what we do. We are proud to be part of the Nationwide family of insurers. Filing claims and learning about your coverage is easier than ever thanks to Nationwide's extensive network or friendly agents. Saint Cloud homeowners and prospective homeowners can visit our office at 3801 3rd St N or speak with an agent by calling (320) 259-4474.
  • Life Insurance
    Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.

    We at Northern Capital Insurance Group are here to help newlyweds in the Saint Cloud area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.

    In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.

    After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.

    Call us at (320) 259-4474 and ask for . If you are in the neighborhood, we welcome you and your spouse to stop by our office at 3801 3rd St N,Saint Cloud,MN,56303. It may be the most important date of your life.


    LAW-0247AO (05/18)
  • Business Insurance
    No Saint Cloud business should be left without quality insurance protection. and the rest of us here at Northern Capital Insurance Group specialize in providing coverage to local business owners so that their employees, finances, physical grounds, and offices are well-protected. We eliminate any guesswork that may be involved with insurance plans and replace it with confidence and reassurance.

    Nationwide is known for its stellar attention to detail when it comes to various insurance protections, which is why we've teamed up with them to bring you a dependable plan for your business and your employees. We aren't satisfied until we've helped you create a quality plan as well as identified each discount to which you're entitled. knows that equipment can break down, that your business operations can be interrupted, and that your employees may become injured. No matter the situation, your plan should account for it, which is exactly where we come in. Once we've set you up with coverage, we hope you'll keep us up to date on any changes you're making to your business in order that your plan always reflects your most current needs.

    Stop by our office located at 3801 3rd St N when you're ready to learn more about Nationwide insurance. You're also welcome to give us a call at (320) 259-4474.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Northern Capital Insurance Group also offers products in AL, AZ, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY, KY, NJ. Please call for information on products in those states.

Average customer rating for Northern Capital Insurance Group

3801 3rd St N
Saint Cloud, MN 56303
US