Northgate Financial & Insurance Services, Inc. in Citrus Heights, CA

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Northgate Financial & Insurance Services, Inc. in Citrus Heights, CA provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Just as not all vehicles are the same, not all auto insurance policies are the same. Christopher Warren Hutchinson specializes in creating auto insurance plans unique to your driving conditions and the demands of Citrus Heights. As a representative of Nationwide, you can rest knowing that your automobile is covered.

    We make it simple and quick for you to get the auto coverage you need for your vehicle. The Northgate Financial & Insurance Services, Inc. also breaks down your insurance coverage in terms you can easily understand, which goes a long way in giving you confidence that you and your car are truly protected. Simply let us know if there are any special add-ons you'd like to include in your coverage, or if there are any changes you'd like to make to your insurance. Additionally, we'll work with you to see if you qualify for any of Nationwide's insurance discounts. Be sure you keep us updated on any major cosmetic modifications or additions you make on your vehicle, as they might require a change to your policy.

    Christopher Warren Hutchinson doesn't take any chances when it comes to supplying members with complete auto insurance at a great cost. Call us today at (916) 349-8879, or you're more than welcome to pay us a visit at our office located at 8035 Madison Ave. We look forward to providing auto insurance to meet your wants and needs.

  • Homeowners Insurance

    Northgate Financial & Insurance Services, Inc. can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Citrus Heights agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Citrus Heights neighborhoods are, no two households are exactly the same, even within 95610.

    For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Citrus Heights home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.

    Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Northgate Financial & Insurance Services, Inc. walk you through the options and clearly explain your policy choices. Simply give us a call at (916) 349-8879. Or, if you're in the 95610 area during office hours, swing by our Citrus Heights location at 8035 Madison Ave, and we can discuss your home insurance options in person.

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Citrus Heights, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Northgate Financial & Insurance Services, Inc. and Christopher Warren Hutchinson can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (916) 349-8879 for an appointment with an agent. Feel free to stop by 8035 Madison Ave,Citrus Heights,CA,95610 to discuss Nationwide coverage options in person.


    LAW-0239AO (05/18)

  • Business Insurance

    If you have recently opened a business, you may have several questions about insurance coverage. Finding a policy that provides the right types of coverage in the right amounts can be challenging. Here at Nationwide Insurance: Northgate Financial & Insurance Services, Inc., we work with Nationwide to bring personalized insurance options to our customers. Christopher Warren Hutchinson works closely with Citrus Heights business owners to help them determine the coverage that is most appropriate for them.

    Choosing the right coverages will make sure that your investment is doing the most for your business. A policy that is a poor fit can be frustrating, and you might be paying for unnecessary coverages or even underinsuring essential assets. These can be surprisingly common problems that can be corrected with the help of a personalized policy. Nationwide excels at making personalized solutions available, and we have chosen to work with them to give our customers access to improved coverage options. Customers also get the benefit of having access to Nationwide's large network of support associates. Anytime you have questions about your policy or need to make a claim, they can assist.

    If you are a new business owner in Citrus Heights and have questions about your business's coverage needs, we can help. Years of experience give our team members a nuanced perspective on the evolving coverage needs of businesses and other organizations. You can reach Christopher Warren Hutchinson by calling (916) 349-8879. Customers can also visit our office at 8035 Madison Ave.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Northgate Financial & Insurance Services, Inc. also offers products in AZ, CA, CO, ID, NV, UT. Please call for information on products in those states.

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