Frequently asked questions
Our Insurance Products
Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Hometown Solutions Insurance Inc. understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Elko.
Hometown Solutions Insurance Inc. builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
To learn more about our policies, or to buy one, contact our offices at (775) 777-9771. Or, call to schedule an appointment at our office at 301 Silver St.
Let Hometown Solutions Insurance Inc. explain the policy choices needed to personalize a policy solution for any Elko household. Our agents are ready to go through and explain the details of various coverage options. Elko homeowners can quickly and clearly understand what's at stake when making their policy choices with Hometown Solutions Insurance Inc..
More than just the versatile products, Hometown Solutions Insurance Inc. knows the value of Nationwide's prices and services. Competitive rates and widely available discounts ensure affordable coverage for the homeowners who come to us for a policy. Plus, the renowned On Your Side® Claims Service offers immediate guidance on securing shelter, making temporary repairs and preventing further damage, as well as help on completing the claims process.
Whether it's a 89801 home near our local office or a residential property throughout the city, the experts at Hometown Solutions Insurance Inc. understand local risks right down to the exact block where the home is located. Let us make sure one of the most important investments you'll ever make doesn't go a single day without coverage. Talk to Hometown Solutions Insurance Inc. or one of our other friendly, knowledgeable agents by calling (775) 777-9771. For those who wish to discuss their coverage in person, our office is located at 301 Silver St.
At Hometown Solutions Insurance Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Elko think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact Hometown Solutions Insurance Inc. at (775) 777-9771 to arrange a time to meet in office at 301 Silver St,Elko,NV,89801 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
Whether you have already opened a small business or are considering doing so, business insurance is probably at the front of your mind. Having the proper types of insurance and the right amount of coverage is essential in order to protect yourself, your employees, your customers or clients, and your assets. Deciding what you need does not have to be overwhelming.
Hometown Solutions Insurance Inc. works with Nationwide to help people determine which type of insurance coverage will best fit their needs. We sit with you to discuss basic policies such as general liability and property damage insurance, as well as educate you on more in-depth policies such as professional liability coverage, employment practices liability coverage, and umbrella policies. We discuss the type of business you operate, how much you spend per year, how much profit you make, and how many people you employ. We also let you know if there are any vital local, state, or federal laws that require you to carry special policies.
Once you have decided what you need, we come up with a coverage quote that best meets your needs and budget. We even meet with you once per year to discuss any changes in your business and determine if your policy is still meeting your needs. Hometown Solutions Insurance Inc. is proud to work in conjunction with Nationwide. Schedule a consultation by calling (775) 777-9771 or stopping into our offices on 301 Silver St.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Hometown Solutions Insurance Inc. also offers products in AZ. Please call for information on products in those states.
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