About H M S Agency Inc.
Our Insurance Products
Choosing the right auto insurer can be tough. With so many options available, finding an insurer that is capable of meeting your needs and maintaining a good relationship with you are important. No matter the make and model of your vehicle, it is crucial for you to maintain a level of coverage that provides great protection from the uncertainties of the road. We work with Nationwide to give you the caliber of insurance protection you deserve.
At H M S Agency Inc. in Albany, we understand the need for complete transparency, good service, and affordable insurance coverage. That is why we work hard to provide a comprehensive offering of insurance products. Keeping your vehicle properly insured doesn't have to be a financial challenge. Whether you are shopping for coverage for yourself or your family, getting the right amount of protection is easy. When you choose us, you are getting a partner who works for you. Peace of mind and financial security are what you deserve, along with an insurer that addresses all of your concerns in an accurate and timely manner. We are committed to offering you the quality of products and services you need so you can live life on your terms.
Call (518) 690-0360 to speak with one of our other friendly and knowledgeable agents, at 454 Sand Creek Rd. We are more than happy to tell you more about our insurance offerings and how we can build a comprehensive policy that works best for your protection and financial needs.
Although you don't expect it, you know that a natural disaster can happen or that a break-in might occur, resulting in a loss of valuables or damage to your home. There are even emergencies that arise from installing a pool system or living in different areas. Having a good home insurance policy in place will go a long way toward providing the kind of reassurance you need to get through a rough time, making any claims process stress free and easy. You can rely on the professionals at H M S Agency Inc. to put together a policy that will afford protection for your home, your possessions, and your family.
We have teamed up with Nationwide to offer a wide range of home insurance options and to make it easy for you to obtain a quote. Perhaps you have freestanding structures such as a garage, a pool house, or a gazebo that need to be added to your home insurance policy. You also may want contents coverage for your furniture or clothing. You should consider the value of having a personal umbrella policy that provides higher amounts of coverage for bodily injury and property damage to others to bring peace of mind all year round.
We also provide an excellent claims service to help you get back to normal following a loss, and our discount program is available to save you even more. To learn about our policies, just call H M S Agency Inc. at (518) 690-0360, or drop by our office at 454 Sand Creek Rd.
Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
We at H M S Agency Inc. proudly work with residents in the Albany area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call H M S Agency Inc. at (518) 690-0360. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 454 Sand Creek Rd. We look forward to seeing you.
H M S Agency Inc. has been helping Albany businesses manage their risk since the day they opened. From the very beginning, we've been committed to bringing the best services and products to our business clients, and that's why we continue to partner with Nationwide.
Nationwide offers great value for liability, property, and commercial auto, as well as more specialized business insurance products. You can find coverage packages tailored for specific industries. With GrouProtector℠ accident medical insurance, you can organize work events and team-building initiatives without having nightmares about an employee injury. It's also easy to handle several different types of coverage in a single business owner's policy from Nationwide.
While there are common risk factors based on industry and location, every Albany company has slightly different risk management needs. This is where the experts at H M S Agency Inc. can really make a difference. Let's talk about what gains your company has already made and where it's headed next. From there, we can help customize a policy and billing schedule that will put your company in a better position. Give us a call at (518) 690-0360. We can set up your policy over the phone or schedule a time to talk in person.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The H M S Agency Inc. also offers products in CT, FL, MA, NY, VT. Please call for information on products in those states.
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