Pearl Insurance Group LLC in Albany, NY

The Pearl Insurance Group LLC in Albany, NY provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  After devoting a great deal of time and energy to choosing your vehicle, make sure to get the right protection when insuring your vehicle. Pearl Insurance Group LLC specializes in making it easy for Albany drivers to protect one of their largest investments with insurance, which is why we're working with Nationwide to give each of our members true peace of mind when they're behind the wheel and even when they're not.
  
  Even if this isn't your first time getting insurance, the number of options you have to choose from can be overwhelming. At Pearl Insurance Group LLC, we not only provide you with the basic types of auto insurance that nearly every driver needs, but we go the extra mile to make sure you have the exact level of liability, personal injury protection, comprehensive, collision, and under/uninsured motorist coverage you require. This way, you aren't paying for more protection than you truly need. We can also work with you to assess whether additional drivers or a family member should be added to your insurance protection in order that everyone benefits from an airtight plan. Once you have your plan in place, we hope you'll sit down with us to discuss any major changes that have taken place in your life, such as moving, driving more or less, adding new features to your insured vehicle, or changing jobs. All of these factors can have an impact on your protection, and we always want to make sure that protection is up-to-date.
  
  Once you're ready to discuss your auto insurance needs with an agent and agency who care, we hope you'll give us a call at (800) 833-9041. You're also more than welcome to visit us at 13 Airline Dr.

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• Home Insurance

  If you are currently in the market for new home insurance protection in Albany, then now is the time to get in touch with the agents at Pearl Insurance Group LLC. There are numerous factors that can have a significant bearing on the kind of coverage you should be seeking, including the cost to rebuild your home and other structures on your property. For more details on coverage solutions that are best suited to your needs, contact Pearl Insurance Group LLC or our other agents, who are ready to provide assistance. For instance, the Brand New Belongings® option may help to replace or repair covered items.
  
  Together with the help of Nationwide, Pearl Insurance Group LLC can provide you with some of the best insurance solutions available. For example, should an incident occur, eliminate the stress of sorting through all of the information on your own by allowing us to assist you. This way, if you come home to find that your house has been burglarized, you can at least be confident that your covered losses will be handled as you forge ahead on the path to recovery. For homes that are exposed to destructive weather, we have the means to get you covered there as well.
  
  For straightforward solutions to your home insurance needs in Albany, don't hesitate to visit with the agents in our office at 13 Airline Dr. Alternatively, we also conduct consultations and assist with purchases over the phone at (800) 833-9041.

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• Life Insurance

  If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
  
  We at Pearl Insurance Group LLC are here to help people like you in the Albany area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
  
  When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
  
  You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
  
  Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (800) 833-9041 and ask for Pearl Insurance Group LLC. We are located at 13 Airline Dr,Albany,NY,12205 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
  
  
  LAW-0248AO (05/18)

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• Business Insurance

  If you need an insurance policy that will provide coverage to your small business, you aren't alone. That is why business owners across the country turn to Nationwide to help them with their insurance needs. Small business owners are unique individuals, so a one-size-fits-all policy may or may not provide the coverage you are looking for. Nationwide agents can educate you about our products and help you customize a well-suited insurance package for you and your business. With us at your service, there is no need to put up with policies that don't serve you any longer.
  
  Property and liability insurance can both be necessary to keep your business safe. Property insurance can protect your physical location from damages caused by natural disasters, theft, and other misfortunes, and liability protects you from lawsuits filed by injured customers or third parties [note: liability does not protect against employee injuries]. There is no need to purchase each of these policies separately since Nationwide offers business owners policies (BOPs) to many types of qualifying businesses. These policies provide all of the aforementioned coverage and more if you choose to add on to your package.
  
  In addition to the coverage mentioned above, Nationwide also offers cyber liability, crime, accounts receivable, and income loss coverage due to an interruption. If you are interested in our products, Pearl Insurance Group LLC in Albany can help you find the right one. Stop by your local Nationwide agency on 13 Airline Dr, or call (800) 833-9041 to learn more.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Pearl Insurance Group LLC also offers products in AL. Please call for information on products in those states.