The Keats Insurance Agencies, Inc. in Baldwin, NY provides the following products. To learn more about each insurance product, click on the links below.
Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Keats Insurance Agencies, Inc. focuses on explaining auto insurance coverage in a common sense way that members in Baldwin appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Keats Insurance Agencies, Inc. works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
Finding out more about our policy options is easy. Our offices can be reached at (516) 379-0600, and agents are happy to take set appointments for in-person consultations at our office located at 1900 Grand Ave.
Modern home insurance coverage is not one-size-fits-all, but is instead based on the unique aspects of your home and living in Baldwin. Some physical components to consider when covering your home are detached additions, like pools and sheds.
Another aspect of home insurance is covering the belongings on the inside, the ones that are most valuable or the most important to you. For expensive works of art, antiques or jewelry, there is our Valuables Plus® coverage. If the unforeseen does happen, you can be covered with our Brand New Belongings® program which aids in the repair or replacement of your covered belongings. Whether you're covering priceless memories or expensive boutique items, Keats Insurance Agencies, Inc. and all our other local agents want to make sure you get the best coverage possible.
The sheer number of coverage options and discounts can seem overwhelming, but not when you have Keats Insurance Agencies, Inc. to explain every step along the way. We're located at 1900 Grand Ave, but you can also call us at (516) 379-0600 to schedule an appointment or just ask questions.
Life Insurance
Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at Keats Insurance Agencies, Inc. are here to help newlyweds in the Baldwin area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call us at (516) 379-0600 and ask for Keats Insurance Agencies, Inc.. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 1900 Grand Ave,Baldwin,NY,11510. It may be the most important date of your life.
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Business Insurance
Every business relies on a variety of specialized tools and equipment to operate successfully from day to day. Of all the important tools utilized by a Baldwin business, a good business insurance policy might be one of the hardest-working. For years, Keats Insurance Agencies, Inc. has been helping area business owners select the right coverage. Your policy will help make sure that everything proceeds smoothly, even if unexpected circumstances arise. After all, the people you serve are depending on you, and a policy from Keats Insurance Agencies, Inc. can help make sure you don't have to worry about the unexpected.
A business insurance policy from Nationwide can be one of your most important commercial assets. Since it provides protection against a wide range of concerns, your policy has the ability to address many different risk-related outcomes. Even the most risk-aware business manager cannot foresee every potential setback. Your policy can help your organization solve even unexpected problems. Members of the Keats Insurance Agencies, Inc. team are here to help and so is Nationwide's great network of customer service providers. You can count on your insurance team to assist with the claims process and much more.
Discover improved coverage solutions today by calling (516) 379-0600. Our agents are here to make doing business simpler and more secure. Visit our 1900 Grand Ave location today to begin exploring the personalized solutions we can offer.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
Choosing a new apartment or house to rent in Baldwin can be an exciting time. Along with searching for a new rental home comes other decisions: which neighborhood you’d like to live in, what type of amenities you’d want, and how much insurance coverage you will need. Many renters are under the impression that their landlord’s insurance policy offers coverage for them as well, but this is generally not the case. While your landlord’s policy will cover the building itself, it may not include your personal belongings or injuries from within the structure.
If you experience a covered loss in your rental, renters insurance will help cover the associated costs. Do you have many irreplaceable belongings? If so, you’ll be interested in the Actual Cash Value coverage. Do you have belongings that are essential to your daily life and would need to be replaced in the case of damage? If yes, then you should ask about Replacement Cost coverage. Keats Insurance Agencies, Inc. can help you safeguard your belongings by answering all your questions about renters insurance coverage.
Don’t wait until an unexpected event occurs to protect yourself and your belongings. Give Keats Insurance Agencies, Inc. a call at (516) 379-0600 or visit at 1900 Grand Ave to learn more about your options for a plan that meets your individual needs. We will be happy to help ensure that you and your belongings are protected with coverage from Nationwide.
Buying a condo in Baldwin is a big step and finding the right coverage for your investment is an essential measure of protection. No matter how modest your lifestyle is, replacing your belongings can be costly. In addition to replacing your belongings, the cost of repairing the damage to your home can be overwhelming. Let Keats Insurance Agencies, Inc. help you choose an insurance coverage plan from Nationwide to provide protection for yourself and your belongings.
Does your building association charge assessment fees if damage is experienced? If so, you’ll be interested in Condo Loss Assessments coverage. Do you have high-value items such as jewelry, watches, antiques, or fine art? Then you may be interested in learning more about Valuables Plus® coverage. You can discuss the many coverage options with the agents at Keats Insurance Agencies, Inc. to build a customized policy that fits your life.
Whether you are investing in a new condo or are planning to give new life to an older space, now is the time to protect your property against the unexpected. Give Keats Insurance Agencies, Inc. a call at (516) 379-0600 or visit at 1900 Grand Ave to learn more about your options for a plan that meets your individual needs.
The Keats Insurance Agencies, Inc. also offers products in CT, GA, NY, PA, NJ. Please call for information on products in those states.