Robert J Collins in Central Square, NY

The Robert J Collins in Central Square, NY provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Get a personalized policy solution with Robert J Collins. Our agents will take the time to understand your auto coverage priorities whether your household residing in Central Square includes a first-time driver, specialty vehicle, or specific financial concerns. No matter what your priorities, the versatile policy options and coverage programs from Nationwide have enabled Robert J Collins to serve motorists in neighborhoods across Central Square.
  
  Looking for additional motorist services? Rental reimbursement, towing and labor and roadside assistance offer peace of mind should the day come when your vehicle has seen one too many Washington winters. Or maybe you're looking for more affordable coverage. Talk to one of our agents about available policy discounts. This includes discounts such as family plans and good student discounts, as well as anti-theft and defensive-driving incentives. Plus, there's more than one way to create coverage that's easier on the pocketbook. The Vanishing Deductible® program rewards Central Square drivers for each year of claims-free driving.
  
  Better yet, shopping for auto insurance doesn't need to take a bunch of your time or patience. Get a policy recommendation quickly and confidently with Robert J Collins. Call us at (315) 668-2224 to discuss coverage details and to buy a policy directly over the phone. You can also schedule a visit with our 3085 East Ave office.

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• Home Insurance

  Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at Robert J Collins in Central Square to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.
  
  Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if Central Square is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.
  
  There are several other options, and Robert J Collins proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (315) 668-2224. You can also stop by our office at 3085 East Ave to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.

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• Life Insurance

  At Robert J Collins, we want to make customers aware of how easy and affordable life insurance is. We know many people in Central Square think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
  
  Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
  
  There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
  
  By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
  
  To better understand coverage options, we encourage you to contact Robert J Collins at (315) 668-2224 to arrange a time to meet in office at 3085 East Ave to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
  
  
  LAW-0244AO (05/18)

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• Business Insurance

  Owning your own business can be exciting and challenging at the same time. Making sure that your assets are properly protected is an important part of being a responsible and successful business owner, and we at Robert J Collins in Central Square can help you determine the types of coverage that you need. We know that every company has its own risks, and we make it simple by offering coverage that is specific to each industry such as retail, professional, auto service, food and beverage, contracting, distributing, and specialized services. You can also add on additional solutions for your specific risk strategies.
  
  Some business owners choose our business owners policy (BOP), which is a convenient package that includes general liability coverage, property insurance, coverage against theft and fraud, income loss coverage due to an interruption, and more. If you choose this package, Robert J Collins will sit down with you and ask specific questions so that the coverage is customized to your business. We will also help figure out if you need any other options to fill in coverage gaps so that you are adequately protected.
  
  As your business grows, we will be there to make recommendations on your policy whether it is to add additional coverage, change your limits, or increase your umbrella amounts. We will also help in the event that you need to file a claim. We can be reached at (315) 668-2224 to answer any of your questions or to sign up for a policy. You can also stop into our office, conveniently located at 3085 East Ave, during business hours to speak with one of our agents in person.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Robert J Collins also offers products in NY. Please call for information on products in those states.