Cerow Agency Inc. in Clayton, NY

The Cerow Agency Inc. in Clayton, NY provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Cerow Agency Inc. focuses on explaining auto insurance coverage in a common sense way that members in Clayton appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
  
  Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Cerow Agency Inc. works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
  
  Finding out more about our policy options is easy. Our offices can be reached at (315) 686-3111, and agents are happy to take set appointments for in-person consultations at our office located at 221 John St.

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• Home Insurance

  Navigating the variety of options for your home insurance needs is simple with Cerow Agency Inc.. We have teamed up with Nationwide to bring you expert insurance advice. Together, we'll go over coverage options for both your home and belongings that are valuable to you. Specifically, with our Brand New Belongings® coverage, we can help to replace or repair your covered valuables. Because Cerow Agency Inc. is local to Clayton, you can create an insurance policy with the unique qualities of your location in mind.
  
  When it comes to your home, a good roof over your head can relieve a lot of worry. Other unique aspects of your home, such as a pool, gazebo, or other detached structures, are also important to finding you the right insurance coverage. In Clayton, we know there are also specific social and weather conditions that should influence your coverage, so we'll be sure to discuss them with you when you drop by.
  
  To get in touch and learn more about home insurance policies, you can come to our office at 221 John St or call us at (315) 686-3111. We'll not only go over what kind of coverage is available to you, but how to qualify for special discounts and bundle packages. We look forward to meeting you and walking you through your options.

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• Business Insurance

  As a small business owner, you may have already purchased property insurance and general liability insurance, but did you know you could be protecting your assets even further? Nationwide, in conjunction with Cerow Agency Inc., provides a wide variety of specialized business insurance policies to benefit many types of businesses.
  
  Are you wondering what more you could need? Many business owners choose to add an umbrella policy to their coverage. Sometimes something occurs that the main policy cannot cover in full. If this happens, umbrella insurance acts as additional protection for a liability claim. Others opt to add income loss coverage and use it to pay bills and employees if they ever experience a business interruption. Depending on the type of business you run, you may be required to carry workers' compensation insurance in case an employee becomes injured on the job. Equipment breakdown policies, crime insurance policies, and cyber liability policies are all popular as well. If you are feeling overwhelmed by all the options, don't worry. Our experienced agents can help you determine which policies would work well for your company. Together, we will come up with a package that protects you at a budget you can afford.
  
  If you run a small business in Clayton, Nationwide and Cerow Agency Inc. are ready and willing to help you. To learn more about which small business policies are right for you, call us at (315) 686-3111 or stop into our offices at 221 John St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Cerow Agency Inc. also offers products in NY. Please call for information on products in those states.