Douglas A Schulz LLC in Delmar, NY

The Douglas A Schulz LLC in Delmar, NY provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Just as not all vehicles are the same, not all auto insurance policies are the same. Douglas A Schulz LLC specializes in creating auto insurance plans unique to your driving conditions and the demands of Delmar. As a representative of Nationwide, you can rest knowing that your automobile is covered.
  
  We make it simple and quick for you to get the auto coverage you need for your vehicle. The Douglas A Schulz LLC also breaks down your insurance coverage in terms you can easily understand, which goes a long way in giving you confidence that you and your car are truly protected. Simply let us know if there are any special add-ons you'd like to include in your coverage, or if there are any changes you'd like to make to your insurance. Additionally, we'll work with you to see if you qualify for any of Nationwide's insurance discounts. Be sure you keep us updated on any major cosmetic modifications or additions you make on your vehicle, as they might require a change to your policy.
  
  Douglas A Schulz LLC doesn't take any chances when it comes to supplying members with complete auto insurance at a great cost. Call us today at (518) 439-2600, or you're more than welcome to pay us a visit at our office located at 163 Delaware Ave. We look forward to providing auto insurance to meet your wants and needs.

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• Home Insurance

  In order to have stable financial security measures in place, it is crucial that you invest in home insurance regardless of whether you own your house in Delmar outright or you still have payments to make on the mortgage. We at Douglas A Schulz LLC are proud to offer Nationwide solutions designed to protect our members and their homes from weather hazards to crimes such as theft. Because your house is a place of love, life, and safety, Douglas A Schulz LLC and our other experienced agents are prepared to help you and your family members get back to your normal lives as soon as possible should an incident occur.
  
  Everyone has a unique set of circumstances that requires specific kinds of protection, which is why our agents are trained to identify these circumstances and do the hard work of narrowing down the options for you. For example, if you own a pool in your backyard, then it may be in your interest to have liability coverage in the event that one of your guests suffers an injury while using it. If there are a substantial number of valuables such as jewelry and antiques in the house, something such as the Valuables Plus® plan can keep those items covered.
  
  By calling Douglas A Schulz LLC at (518) 439-2600 today, you can become more educated about our available policies as well as discounts that are available. Our goal is to provide you with an insurance purchasing experience that is as stress-free as possible. Find out more by visiting us on 163 Delaware Ave or by giving us a call.

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• Life Insurance

  Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
  
  We at Douglas A Schulz LLC are here to help newlyweds in the Delmar area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
  
  In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
  
  After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
  
  Call us at (518) 439-2600 and ask for Douglas A Schulz LLC. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 163 Delaware Ave,Delmar,NY,12054. It may be the most important date of your life.
  
  
  LAW-0247AO (05/18)

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• Business Insurance

  When you are a business owner, stability is likely one of your top priorities. We at Douglas A Schulz LLC understand this, which is why we teamed up with Nationwide, a company with an excellent history of insuring businesses. We want to make sure that your business has the basic coverage it needs as well as any additional coverage to fit the nuances of your situation. No business is exactly alike, and you'll want to consider factors such as your business location, how the business is run, and your target customers or clients when you assess insurance options.
  
  If you are unsure how or where to start, Douglas A Schulz LLC may recommend that you select a businessowners policy (BOP). It combines property insurance, liability insurance, and other types of insurance coverage. After that, you can look at other insurance coverage options such as business interruption insurance, which can help keep your business going financially in situations such as vandalism or extreme weather. Other coverage types that may interest you include utility interruption, employment practices, and accounts receivable. We also have insurance solutions customized toward specific business types in Delmar such as dry cleaners, real estate, and plumbing.
  
  Take advantage of an On Your Side® Review to determine the insurance coverage needs of your business. We will assess your business and give you information on what you may want to cover. Give us a call today at (518) 439-2600 or stop by our Douglas A Schulz LLC office on 163 Delaware Ave.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Douglas A Schulz LLC also offers products in NY. Please call for information on products in those states.