Frequently asked questions
Our Insurance Products
Get a personalized policy solution with Marion M Decker Agency LLC. Our agents will take the time to understand your auto coverage priorities whether your household residing in Elmira includes a first-time driver, specialty vehicle, or specific financial concerns. No matter what your priorities, the versatile policy options and coverage programs from Nationwide have enabled Marion M Decker Agency LLC to serve motorists in neighborhoods across Elmira.
Looking for additional motorist services? Rental reimbursement, towing and labor and roadside assistance offer peace of mind should the day come when your vehicle has seen one too many Washington winters. Or maybe you're looking for more affordable coverage. Talk to one of our agents about available policy discounts. This includes discounts such as family plans and good student discounts, as well as anti-theft and defensive-driving incentives. Plus, there's more than one way to create coverage that's easier on the pocketbook. The Vanishing Deductible® program rewards Elmira drivers for each year of claims-free driving.
Better yet, shopping for auto insurance doesn't need to take a bunch of your time or patience. Get a policy recommendation quickly and confidently with Marion M Decker Agency LLC. Call us at (607) 734-1100 to discuss coverage details and to buy a policy directly over the phone. You can also schedule a visit with our 416 E 14th St office.
Homeowners insurance is a crucial part of owning and protecting a home. That's why the Marion M Decker Agency LLC has worked so diligently to understand the insurance priorities of 14903 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your Elmira neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your Elmira home, and our agents can help further personalize your homeowner's policy.
How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but Marion M Decker Agency LLC offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.
Our office is located at 416 E 14th St. But our home insurance expertise extends throughout the greater Elmira area. Call the Marion M Decker Agency LLC at (607) 734-1100 to get our take on the best way to protect against potential homeowner damages.
Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
We at Marion M Decker Agency LLC proudly work with residents in the Elmira area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call Marion M Decker Agency LLC at (607) 734-1100. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 416 E 14th St. We look forward to seeing you.
As a small business owner in Elmira, the need for you to have a solid business insurance policy protecting your business cannot be overstated. You no doubt put a lot of time and effort into growing and sustaining your business, so why risk its future by not protecting it and yourself against any and all obvious and unforeseen risks? With the help of our team here at Marion M Decker Agency LLC, we can help you secure coverage through Nationwide, one of the country's most respected insurers.
When it comes to business insurance, your primary concern should be getting the right amount of coverage for your company. You certainly don't want to leave any potential gaps in your coverage, yet at the same time, you don't want to overpay either. Fortunately, Nationwide is with you when it comes to finding your ideal insurance package. An agent will be happy to sit down with you and take an inventory of all of your current business assets. The amount of replacement coverage that you'll need will then be determined by the replacement value of those assets. Next, you'll review the types of services that you offer, as well as the risks that your employees and customers are exposed to. Your liability coverage needs are then determined from there.
Selecting the appropriate types and amounts of coverage needed to protect your small business doesn't need to be difficult, particularly when you have the help of an experienced agent. We at Marion M Decker Agency LLC can provide that experience in helping you create a policy through Nationwide that's customized to fit your unique needs. To schedule an appointment to discuss your business insurance options, call us at (607) 734-1100, or come by and see us on 416 E 14th St.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Marion M Decker Agency LLC also offers products in NY. Please call for information on products in those states.
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