Frequently asked questions
Our Insurance Products
Todd Hill Insurance Agency Inc. has been helping Elmira drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Todd Hill Insurance Agency Inc. will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.
No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Elmira area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.
Todd Hill Insurance Agency Inc. can answer questions about coverage limits, policy options or billing schedules. Our expertise and Elmira auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at . Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Todd Hill Insurance Agency Inc. is located at Elmira.
Todd Hill Insurance Agency Inc. is a leading Nationwide Insurance agency who specializes in home insurance. These policies protect your home in the event of many natural and man-made disasters, and provide required coverage prior to purchasing a property in many cases. We understand the unique needs of homeowners, and we will do everything in our power to find the right type of policy for you and your home. When you work with a Nationwide agent, you will be working with one of the very best.
In addition, Nationwide's umbrella policies provide a full range of coverage in the event of a disaster. These policies provide extensive bodily injury, personal injury, and property damage coverage for you and other individuals. If a visitor sustains an injury or damages property on your premises, an umbrella or liability policy can protect you from lawsuits.
If you are in the market for a new home insurance policy or personal liability protection, Todd Hill Insurance Agency Inc. in Elmira can provide you with the guidance you need to find a policy. We are located at 2106 College Ave, and we take pride in providing insurance services to the local area. Call us now at to learn how you can secure your greatest investment – your home
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Elmira, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Todd Hill Insurance Agency Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call for an appointment with an agent. Feel free to stop by 2106 College Ave to discuss Nationwide coverage options in person.
Small business owners have a lot on their mind. In addition to preparing for each day's operations, they have to think about the unexpected circumstances that might arise. Even the best planner cannot foresee everything that a business might encounter within a single day of operation, let alone several years. This is where Nationwide and Todd Hill Insurance Agency Inc. step in. Choosing an agency connected with Nationwide's comprehensive network of agents and service providers gives business owners access to the resources required to plan for tomorrow.
In many ways, running a successful business can depend on making the right choices at the right time. Selecting a good business insurance policy early in your company's life helps make sure that coverage goes to work as soon as you do and continues providing protection each and every day. Our team has helped business owners secure ongoing insurance coverage for small businesses and growing organizations alike. Getting the right kind of protection today will help your company function smoothly.
As a company grows, its insurance needs may change. If you have concerns about the nature of your coverage, come in and speak with an agent at Todd Hill Insurance Agency Inc. or call . Our offices are located at 2106 College Ave.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Todd Hill Insurance Agency Inc. also offers products in KS. Please call for information on products in those states.
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