Lance D Wiltse in Fulton, NY

The Lance D Wiltse in Fulton, NY provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  In a world that is filled with uncertainties, driving your vehicle without the right level of coverage can be life-altering. In order for you to overcome situations that result in your vehicle being compromised, you need the assistance of an insurer that has its members best interests in mind. With Nationwide, it is possible for you to regain control of your life and move forward with as little financial inconvenience as possible, because we work with you up front to understand your needs.
  
  At Lance D Wiltse in Fulton, we know that the best way to serve you is to provide you with a wide range of coverage options from an insurer that has an excellent reputation for protecting its members. With a track record that exemplifies excellence, Nationwide is an insurer you know you can depend on to get you through the tough times when all else fails.
  
  Part of preparing for the future is preparing for the unexpected. Make sure you, your loved ones, and your vehicles are fully protected. You should have a good policy that provides you with protection that is customized to your needs and circumstances. If you are ready to upgrade your insurance and enhance your relationship with an insurer that genuinely cares, contact Lance D Wiltse at (315) 592-3537. You can also stop by our local office at 120 Cayuga St to learn more about what we have to offer.

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• Home Insurance

  Having the right amount of home insurance coverage can offer a great deal of peace of mind. At Lance D Wiltse we are here to help you understand and choose policies that are just right for your property, structures, and possessions. The first step in being properly insured is to assess the details. Lance D Wiltse or another of our experienced agents will discuss your Fulton home and valuables so that you get the coverage you need. We offer several specialized products to aid members with swimming pools, detached garages, additional buildings, and high-value items.
  
  We understand that your house is not only one of your most valuable possessions, it's also the place you call home. Protecting the value of your important belongings in case of theft, fire, or other unfortunate circumstances is an essential element of coverage. Our relationship with Nationwide allows us to offer you additional policies, such as Brand New Belongings®, which may help to replace or repair your covered belongings. In the event of a loss, we are with you through the claims process and are here to help you get your home back to normal as quickly as possible.
  
  Contact Lance D Wiltse or another one of our qualified team members for more information about coverage for your specific situation. We can even help you choose a policy over the phone. Give us a call today at (315) 592-3537 for more information or to schedule an appointment. You can also stop by our office, located at 120 Cayuga St.

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• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Fulton life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at Lance D Wiltse will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (315) 592-3537 and ask for Lance D Wiltse or visit us at 120 Cayuga St,Fulton,NY,13069. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

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• Business Insurance

  At Lance D Wiltse, we've become experts in assessing the challenges and opportunities that come with managing a business in various industries, locations, and personnel throughout 13069. This expertise is part of the job we love doing so much - serving as knowledgeable risk management advisors to local Fulton companies. From commercial property and auto to general liability and more specialized products, let us review the various Nationwide coverage options with you.
  
  Often, a business owner's policy is the way to go for Fulton companies with different types of commercial risk, as this type of policy offers combined coverage and customized solutions. The experts at Lance D Wiltse can help develop one of these policies for your company. We can also help you understand what's at stake, regardless of whether you're looking for a targeted risk management product or a policy with multiple layers of coverage.
  
  Lance D Wiltse is ready to protect what you've worked so hard to build and better position your company for future growth. Moreover, we know that companies can't successfully pursue their long-term goals without taking care of their day-to-day operations. The flexible billing options available from Nationwide should help find the right fit with your budget schedule. Call us at (315) 592-3537 to set up your policy or to make an appointment to talk about your coverage in person. Our office is located at 120 Cayuga St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Lance D Wiltse also offers products in NY. Please call for information on products in those states.