Our Insurance Products
Understanding your insurance coverage should never involve having to learn a new language. That's why Steven E Laubach and Steven E Laubach are proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Highland.
This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
Get the coverage you need in language that makes it easy to understand. Call (845) 255-5700 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 36 S Chodikee Lake Rd.
Every homeowner in Highland deserves to have the right kind of insurance coverage. These valuable policies provide peace of mind and valuable forms of protection for as long as you own your home. In the midst of all the unexpected things that can happen to a home, it is good to know that Steven E Laubach and the rest of our Steven E Laubach team are working hard to help you. By providing exceptional Nationwide coverage customized to the individual needs of homeowners like you, we can help ensure that your insurance is doing more to protect you.
Personalized insurance solutions take into consideration the distinctive qualities of your home and property. Homeowners policies designed to suit everyone might leave out important property features, such as free-standing garages, that are unique to your situation. Steven E Laubach can provide a fresh look at your existing coverage and your current coverage needs. This is a great way to make sure that you are not overpaying for insurance features that you do not need while still making sure that your entire home and property are receiving the right kind of protection.
Helping people get more from their insurance is part of what we do. We are proud to be part of the Nationwide family of insurers. Filing claims and learning about your coverage is easier than ever thanks to Nationwide's extensive network or friendly agents. Highland homeowners and prospective homeowners can visit our office at 36 S Chodikee Lake Rd or speak with an agent by calling (845) 255-5700.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Highland, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Steven E Laubach and Steven E Laubach can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (845) 255-5700 for an appointment with an agent. Feel free to stop by 36 S Chodikee Lake Rd,Highland,NY,12528 to discuss Nationwide coverage options in person.
Many Highland businesses have partnered with Nationwide and the Steven E Laubach to protect against coverable losses. Our risk management advisors can build a policy customized for your company, whether it's a business owner's policy or stand-alone commercial insurance products. We can help you understand the different types of policies and coverage programs. We can show you how to choose a billing option that makes it easier for your Highland company to pursue future growth.
Your business insurance needs may start with liability, property, and commercial auto coverage, but they may not end there. From employee benefits to business interruption coverage, there are numerous ways to expand and strengthen your Nationwide policy. There are also several types of industry-specific coverage programs including retail stores, food and beverage, and any number of contracting businesses. These programs can help identify and fill in coverage gaps commonly experienced by specific types of companies.
Steven E Laubach is located at 36 S Chodikee Lake Rd, but we help businesses throughout the greater Highland area. Give us a call at (845) 255-5700, and let us protect what you've worked so hard to build.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Steven E Laubach also offers products in CT, NY. Please call for information on products in those states.
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