About Stephen Patrick Cali
After devoting a great deal of time and energy to choosing your vehicle, make sure to get the right protection when insuring your vehicle. Stephen Patrick Cali specializes in making it easy for Lindenhurst drivers to protect one of their largest investments with insurance, which is why we're working with Nationwide to give each of our members true peace of mind when they're behind the wheel and even when they're not.
Even if this isn't your first time getting insurance, the number of options you have to choose from can be overwhelming. At Stephen Patrick Cali, we not only provide you with the basic types of auto insurance that nearly every driver needs, but we go the extra mile to make sure you have the exact level of liability, personal injury protection, comprehensive, collision, and under/uninsured motorist coverage you require. This way, you aren't paying for more protection than you truly need. We can also work with you to assess whether additional drivers or a family member should be added to your insurance protection in order that everyone benefits from an airtight plan. Once you have your plan in place, we hope you'll sit down with us to discuss any major changes that have taken place in your life, such as moving, driving more or less, adding new features to your insured vehicle, or changing jobs. All of these factors can have an impact on your protection, and we always want to make sure that protection is up-to-date.
Once you're ready to discuss your auto insurance needs with an agent and agency who care, we hope you'll give us a call at (631) 592-1250. You're also more than welcome to visit us at 173 S Wellwood Ave.
If you have recently purchased a new home after owning another for many years, you may need to review your home insurance needs. Our agents at Stephen Patrick Cali are here to help you discover new lines of coverage relevant to your needs. Your homeowners policy is going to be with you as long as you own your home, so make sure it is going to work hard to protect the things that matter most to you.
Home insurance policies are not one-size-fits-all. In fact, the wide variety of property types and many different features found inside homes require a different approach. In order to give our valued customers more personalized insurance solutions, we have chosen to team up with Nationwide, a leading provider of home policies and other insurance products. This allows us to offer more tailored policies that more closely address the particular needs facing your property and family.
An insurance policy personalized to your needs gives you better value in the long run and grants improved peace of mind. Speaking with Stephen Patrick Cali is one of the best ways of making sure that your coverage is doing all the work that you need it to. If you have questions or concerns about your coverage needs, call Stephen Patrick Cali at (631) 592-1250 or visit our office at 173 S Wellwood Ave.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Lindenhurst, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Stephen Patrick Cali can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (631) 592-1250 for an appointment with an agent. Feel free to stop by 173 S Wellwood Ave to discuss Nationwide coverage options in person.
As a business owner you have a lot of responsibility. One of your priorities should be to make sure that you are properly protected in the event of a loss. At Stephen Patrick Cali in Lindenhurst, we understand that every company has its own unique risks and coverage needs. That is why we go over your business in detail including if you own or rent your building, the number and types of employees you have, and the nature of your business. We then recommend a custom plan to make sure you are protected against a variety of different risks.
While some companies may offer a one-size-fits-all policy, we have several options that you can choose from. For example, if your employees will be driving company vehicles or their own for business purposes it is important to have commercial auto coverage. If your business depends on computers and equipment for daily operation, you may want to have protection against equipment breakdown. You also may need extra liability protection, such as umbrella insurance, in order to protect you when accidents happen. To make things easy, many business owners choose our business owners policy (BOP), which packages important coverages together.
When you are ready to protect your company, Stephen Patrick Cali is available to walk you through your options. You can call our office at (631) 592-1250 to set up an appointment or speak with an agent over the phone. You can also visit our office at 173 S Wellwood Ave.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Stephen Patrick Cali also offers products in CT. Please call for information on products in those states.