About Hotaling Property & Casualty
Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Hotaling Property & Casualty prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Melville feeling confident they have exactly the coverage they need.
Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Hotaling Property & Casualty works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
If you have questions about coverage options and policies, talk to one of our agents by calling us at (845) 339-2114. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting in our office at 105 Maxess Rd.
The Hotaling Property & Casualty has all the expertise you need to find a home insurance policy that makes sense for your property. Your risk profile can be influenced by a number of factors, down to your exact city block and street address. However, homeowner's risk isn't just about the Melville neighborhood in which you live. For example, you may have a detached garage, swimming pool, or an aging roof. In any case, let one of our knowledgeable agents explain the details of relevant coverage programs including other structures, umbrella liability, and Better Roof Replacement®.
Hotaling Property & Casualty has partnered with Nationwide to deliver superior home insurance solutions to Melville homeowners. Like any homeowner, you want to know that both your home and your family can return to normal after a covered loss. There are no extra hassles with the On Your Side® Claims Service. To make things even easier, you can opt in to Nationwide's Brand New Belongings®.
There's no reason to let personalized options give you headaches when choosing your coverage. Call the Hotaling Property & Casualty, and we'll be your no-nonsense guide to Melville home insurance. Buy a policy directly over the phone, or schedule an appointment. Our office is located at 105 Maxess Rd.
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Melville life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Hotaling Property & Casualty will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Hotaling Property & Casualty at (845) 339-2114 or visit us at 105 Maxess Rd. We will be happy to work with you to make sure your family’s financial security is always protected.
When unexpected problems arise in the course of doing business, you need to have someone you can depend on. The Hotaling Property & Casualty team has been helping Irwin business owners with their insurance concerns for many years. From assisting new business owners with a selection of their first policy to providing improved coverage for organizations growing to new heights, we can help our customers access great coverage at every stage. We know that insurance is personal, so we offer customized coverage options that more precisely address the concerns affecting your organization. This is a great way to obtain coverage that works hard for you.
We work with Nationwide to provide a better selection of coverage solutions to customers looking for business insurance policies. With options such as a businessowners policy (BOP) that includes general liability and commercial property, we are better able to offer the kind of coverage that modern organizations are most interested in. Your insurance policy is going to be working around the clock to protect your interests, and personalizing your policy with the help of Hotaling Property & Casualty agents will make sure that this important protection is operating correctly.
Companies in the midst of big changes may also need their business insurance policies revised. If your company is facing restructuring, relocating, or other upheavals, then this is a good time to reevaluate your coverage needs. Call (845) 339-2114 today to speak with an agent at Hotaling Property & Casualty. Our 105 Maxess Rd office is here to help business owners serving every industry. Discover improved coverage solutions through Nationwide and Hotaling Property & Casualty.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Hotaling Property & Casualty also offers products in AL. Please call for information on products in those states.