3-S Agencies Inc. in Penn Yan, NY

The 3-S Agencies Inc. in Penn Yan, New York provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding the language of insurance policies can be difficult, which is why 3-S Agencies Inc. focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by 3-S Agencies Inc. to fit any driver's needs in Penn Yan.
  
  Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at 3-S Agencies Inc. understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
  
  To ask questions about coverage or to talk to 3-S Agencies Inc. about other discounts you might qualify for, give our offices a call at (315) 536-2363. We are also able to make appointments for face to face consultations at our office located at 136 Main St. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.

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• Home Insurance

  Need help understanding what's required by your home lender? Or how you can best protect your home's property value including the dwelling, other property structures, and the belongings inside the home? Let 3-S Agencies Inc. make sure you don't miss that crucial detail about your homeowner's policy. Along with their general expertise of Penn Yan home insurance, our agents will listen carefully to your questions and concerns. From there, it's a straightforward process to find the policy coverage that makes the most sense for your home and your loved ones.
  
  Everything from the age of the home to the age of the homeowner can mean new ways to save on your Penn Yan home insurance. There are also exclusive Nationwide benefits programs, like Brand New Belongings® and Better Roof Replacement®>. These programs will make it easier to move forward should a covered damage occur. In the meantime, they offer extra peace of mind.
  
  You probably didn't build the house on your own, and nor should you have to wade through the details of a home insurance policy by yourself either. Let 3-S Agencies Inc. demystify the process and help you understand how a policy protects you from covered damages. When it comes to something this important, you don't want to stay in the dark. Give us a call at (315) 536-2363 to discuss your policy. Or schedule an appointment with our office at 136 Main St to talk about your concerns in person with 3-S Agencies Inc. and our staff today.

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• Life Insurance

  If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
  
  We at 3-S Agencies Inc. are here to help people like you in the Penn Yan area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
  
  When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
  
  You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
  
  Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (315) 536-2363 and ask for 3-S Agencies Inc.. We are located at 136 Main St,Penn Yan,NY,14527 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
  
  
  LAW-0248AO (05/18)

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• Business Insurance

  Running a business can be challenging and fun, and like nothing else you have experienced. Business insurance is one way you can safeguard the stability and continued success of your business for years to come. We at 3-S Agencies Inc. work with Nationwide to provide insurance solutions for your business in Penn Yan. We can help build and customize a policy developed for the unique needs of your company, and an On Your Side® Review will help identify areas of priority.
  
  3-S Agencies Inc. has insurance options for specific industry types. For instance, we have auto parts retailer business insurance, florist business insurance, and attorneys office insurance among our many packages. If your business qualifies, a business owners policy, or BOP, gets you covered on the essentials, and then you can look at other insurance coverage options such as commercial property insurance to meet your more specific needs. These coverage options can provide peace of mind so that you can make your business all it can be. They also provide a level of customization that is necessary for many businesses because each and every one, even within the same industry, is different. All of these options are available right here in Penn Yan.
  
  Give our team at 3-S Agencies Inc. a call at (315) 536-2363, or stop by our office on 136 Main St. We will answer any questions you have and get started on building an insurance policy for your business needs.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The 3-S Agencies Inc. also offers products in NY. Please call for information on products in those states.